Standout 1-Year CD Rates
CDs are an excellent way to earn money for doing virtually nothing. They often pay more in interest than your average savings account - sometimes as much as 10 times* more. And thankfully, it only takes minutes to find the best one for you. Check out the offers from our partners and start earning more interest today
CDs are an excellent way to earn money for doing virtually nothing. They often pay more in interest than your average savings account - sometimes as much as 10 times* more. And thankfully, it only takes minutes to find the best one for you. Check out the offers from our partners and start earning more interest today
Standout 1-Year CD Rates From Our Partners
| Bank/institution | NerdWallet rating | Minimum deposit | APY | Learn more |
|---|---|---|---|---|
 Discover® CD Learn more at Discover® Bank, Member FDIC | $0 Member FDIC | APY 4.00% | Learn more at Discover® Bank, Member FDIC | |
 Bread Savings™️ CD Learn more at Bread Savings, Member FDIC | $1,500 Member FDIC | APY 4.10% | Learn more at Bread Savings, Member FDIC | |
 Barclays Online CD Learn more at Barclays, Member FDIC | $0 Member FDIC | APY 4.10% | Learn more at Barclays, Member FDIC |
$0
Member FDIC
4.00%
$1,500
Member FDIC
4.10%
$0
Member FDIC
4.10%
Want to earn a high APY on your savings?
High-yield savings accounts offer you instant access to your cash whenever you want, while offering massive APYs. To make the search easier, we created this shortlist of standout picks from our partners. Check out the offers, from our partners, and start earning interest today.
Want an Online Broker For Stock Trading?
With features like $0 commission fees, comprehensive investing tools, easy-to-access research and more, these brokers offer something for every investor — from beginners to seasoned traders. And to help you find the one that’s right for you, we’ve highlighted their pros, cons and current offers.
Why online banks dominate the list
The most important factor for virtually every CD-shopper is the APY. And, as it happens, online banks are offering massive APYs — as much as 10x the average APY* — plus, they also offer rock-bottom maintenance fees.
*10x more interest based on the national average annual percentage yield ("APY") of 0.42% (as reported by the Federal Deposit Insurance Corporation. Estimated annual earnings result assumes principal and interest remain on deposit for one year and interest rates and APY do not change. Estimated annual earnings are for informational purposes only. Interest rates and APY are subject to change and specific results cannot be guaranteed.
To recap our selections...
