If you have credit card debt or plan to make a big purchase, a low-interest credit card can be a lifesaver. Many of the cards below offer more than a year of 0% intro APR to pay down your debts or a low ongoing interest rate for a longer-term debt reduction strategy.
Compare these deals to find the one for you.
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Chase Freedom Unlimited®: Best for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer
Wells Fargo Reflect® Card: Best for Long 0% Period for Transfers and Purchases
Discover it® Cash Back: Best for High Rewards Rate in Rotating Categories and First Year Cashback Match
Capital One Savor Cash Rewards Credit Card: Best for Delicious Foodie-Focused Rewards, for No Annual Fee
Wells Fargo Active Cash® Card: Best for 15 Months of 0% Intro APR, Plus Unlimited Flat Rate Cash Back on Purchases
Credit card | NerdWallet rating | Annual fee | Intro APR | Regular APR | Learn more |
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Excellent for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer | $0 | 0% intro APR on purchases and Balance Transfers for 15 months | 18.99%-28.49% Variable APR | Apply Now on Chase's website on Chase's website | |
Excellent for Long 0% Period for Transfers and Purchases | $0 | 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers | 17.24%, 23.74%, or 28.99% Variable APR | Apply Now on Wells Fargo's website on Wells Fargo's website | |
Excellent for High Rewards Rate in Rotating Categories and First Year Cashback Match | $0 | 0% intro APR for 15 months on purchases and balance transfers | 18.24%-27.24% Variable APR | Apply Now on Discover's website, on Discover's website, or call 800-347-0264 | |
Excellent for Delicious Foodie-Focused Rewards, for No Annual Fee | $0 | 0% intro APR for 15 months on purchases and balance transfers; balance transfer fee applies | 19.24%-29.24% Variable APR | Apply Now on Capital One's website on Capital One's website | |
Excellent for 15 Months of 0% Intro APR, Plus Unlimited Flat Rate Cash Back on Purchases | $0 | 0% intro APR on Purchases for 12 months from account opening and 0% intro APR on Balance Transfers for 12 months from account opening on qualifying balance transfers | 19.24%, 24.24%, or 29.24% Variable APR | Apply Now on Wells Fargo's website on Wells Fargo's website |