4 Excellent No Foreign Transaction Fee Credit Cards of 2024

Rates & Fees

Current Intro Offer

For a limited time, earn a $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening.

Rewards Rate

Cash back on Capital One Entertainment purchases.

Cash back on hotels and rental cars booked through Capital One Travel.

Cash back on dining.

Cash back on entertainment.

Cash back on popular streaming services.

Cash back at grocery stores (excluding superstores like Walmart® and Target®).

Cash back on all other purchases.

Rewards rate

1%-8%

Cashback

Annual fee

Recommended Credit

Current Intro Offer

For a limited time, earn a $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening.

Rewards rate

1%-8%

Cashback

Annual fee

Recommended Credit

Product Details

For a limited time, earn a $250 cash bonus once you spend $500 on purchases within the first 3 months from account opening
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.74% - 29.74% variable APR after that; balance transfer fee applies
No foreign transaction fee
No annual fee
View Rates & Fees

Pros & Cons

Pros

No annual fee
Intro APR period
Bonus categories
No foreign transaction fees

Cons

Requires good/excellent credit

Excellent for: No Annual Fee and Flexible Rewards Redemption

Capital One VentureOne Rewards Credit Card - Miles Boost

NerdWallet rating

4.1

Capital One VentureOne Rewards Credit Card - Miles Boost card image

NerdWallet rating

4.1

Rates & Fees

Current Intro Offer

Earn a bonus of 40,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $400 in travel.

Rewards Rate

Miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options.

1.25X

Miles on every purchase, every day.

Rewards rate

1.25x-5x

Miles

Annual fee

Recommended Credit

Current Intro Offer

Earn a bonus of 40,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $400 in travel.

Rewards rate

1.25x-5x

Miles

Annual fee

Recommended Credit

Product Details

Earn a bonus of 40,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $400 in travel
19.74% - 29.74% variable APR; this product does not have an introductory APR period, 4% fee on amounts transferred at a promotional APR that Capital One may offer you
$0 annual fee and no foreign transaction fees
Earn unlimited 1.25X miles on every purchase, every day
Miles won't expire for the life of the account and there's no limit to how many you can earn
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
Transfer your miles to your choice of 15+ travel loyalty programs
View Rates & Fees

Pros & Cons

Pros

No annual fee
Flexible rewards redemption

Cons

Rewards have limited flexibility
Requires good/excellent credit

Excellent for: Decent Ongoing Rewards, a Rich Intro Offer, and a Lengthy 0% Intro APR Offer

Bank of America® Travel Rewards credit card

NerdWallet rating

3.8

Bank of America® Travel Rewards credit card card image

NerdWallet rating

3.8

on Bank of America's website

Current Intro Offer

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Rewards Rate

1.5X

Points per $1 spent on all purchases.

Rewards rate

1.5x

Points

Annual fee

Recommended Credit

Current Intro Offer

25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.

Rewards rate

1.5x

Points

Annual fee

Recommended Credit

Product Details

Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire as long as your account remains open.
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
Use your card to book your trip how and where you want - you're not limited to specific websites with blackout dates or restrictions.
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.74% - 28.74% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more points on every purchase. That means instead of earning an unlimited 1.5 points for every $1, you could earn 1.87-2.62 points for every $1 you spend on purchases.
Contactless Cards - The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

on Bank of America's website

Pros & Cons

Pros

No annual fee
New cardholder bonus offer
No foreign transaction fees
Flexible rewards redemption
Intro APR period

Cons

Requires good/excellent credit
No bonus categories
Best rewards limited to certain customers

Excellent for: Airline Miles and a Large Bonus

Chase Sapphire Preferred® Card

NerdWallet rating

NerdWallet rating

Current Intro Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Rewards Rate

Points on travel purchased through Chase Travel℠.

Points on dining.

Points on select streaming services.

Points on online groceries.

Points on all other travel purchases.

Point on all other purchases.

Rewards rate

1x-5x

Points

Annual fee

$95

Recommended Credit

Current Intro Offer

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Rewards rate

1x-5x

Points

Annual fee

$95

Recommended Credit

Product Details

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
Member FDIC

on Chase's website

Pros & Cons

Pros

New cardholder bonus offer
Bonus categories
Primary rental car coverage
Flexible rewards redemption
Transfer partners

Cons

Has annual fee
Requires good/excellent credit
Complicated rewards