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8 Excellent Small Business Credit Cards of 2025

Your business may be small, but your credit card rewards don't have to be. Check out these business credit cards, some of which are from our partners, to find better bonuses and rewards. Compare these deals, some of which are from our partners, to find the one for you.

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NerdWallet's Excellent Small Business Credit Cards of 2025

Ink Business Unlimited® Credit Card: Best for Unlimited cash back on purchases for your business
The Blue Business® Plus Credit Card from American Express: Best for new businesses
Capital One Venture X Business: Best for travel rewards
Capital One Spark Cash Plus: Best for heavy spenders
Ink Business Cash® Credit Card: Best for cash back bonuses and no annual fee
The American Express Blue Business Cash™ Card: Best for 0% intro APR and no annual fee
American Express® Business Gold Card: Best for bonus categories that sync with your spending
The Business Platinum Card® from American Express: Best for airport lounge access and travel credits

Credit card	NerdWallet rating	Annual fee	Rewards rate	Intro offer	Learn more
Ink Business Unlimited® Credit Card Apply Now on Chase's website on Chase's website Rates & Fees	4.9/5 Excellent for Unlimited cash back on purchases for your business	$0	1.5% Cashback	$750	Apply Now on Chase's website on Chase's website Rates & Fees
The Blue Business® Plus Credit Card from American Express Apply Now on American Express' website on American Express' website Rates & Fees	4.4/5 Excellent for new businesses	$0	1x-2x Points	15,000 points	Apply Now on American Express' website on American Express' website Rates & Fees
Capital One Venture X Business Apply Now on Capital One's website on Capital One's website Rates & Fees	4.9/5 Excellent for travel rewards	$395	2x-10x Miles	Up to 350,000 Miles	Apply Now on Capital One's website on Capital One's website Rates & Fees
Capital One Spark Cash Plus Apply Now on Capital One's website on Capital One's website Rates & Fees	4.9/5 Excellent for heavy spenders	$150	2%-5% Cashback	$2,000	Apply Now on Capital One's website on Capital One's website Rates & Fees
Ink Business Cash® Credit Card Apply Now on Chase's website on Chase's website Rates & Fees	4.6/5 Excellent for cash back bonuses and no annual fee	$0	1%-5% Cashback	$350	Apply Now on Chase's website on Chase's website Rates & Fees
The American Express Blue Business Cash™ Card Apply Now on American Express' website on American Express' website Rates & Fees	4.5/5 Excellent for 0% intro APR and no annual fee	$0	1%-2% Cashback	$250	Apply Now on American Express' website on American Express' website Rates & Fees
American Express® Business Gold Card Apply Now on American Express' website on American Express' website Rates & Fees	4.3/5 Excellent for bonus categories that sync with your spending	$375	1x-4x Points	100,000 points	Apply Now on American Express' website on American Express' website Rates & Fees
The Business Platinum Card® from American Express Apply Now on American Express' website on American Express' website Rates & Fees	4.5/5 Excellent for airport lounge access and travel credits	$695	1x-5x Points	150,000 points	Apply Now on American Express' website on American Express' website Rates & Fees