CREDIT CARDSCREDIT CARDSSTART SAVING MONEY ASAP: PAY NO INTRO INTEREST FOR UP TO 21 MONTHS
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Start Saving Money ASAP: Pay No Intro Interest For Up To 21 Months

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Based on NerdWallet’s estimate of the average credit card interest rate, the average household debt, and the total interest paid on the balance over 18 months. Savings estimate assumes total debt balance is repaid within 0% intro APR period.

NerdWallet's Start Saving Money ASAP: Pay No Intro Interest For Up To 21 Months

  • Discover it® Cash Back - 18 Month Intro Balance Transfer Offer

  • Chase Freedom Unlimited®: Best for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer

  • Citi Double Cash® Card: Best for Flat Rate Cash Back With a 0% Intro APR on Balance Transfer

  • BankAmericard® credit card: Best for Efficient Tool to Whittle Down Debt

  • Wells Fargo Reflect® Card: Best for Long 0% Period for Transfers and Purchases

  • U.S. Bank Visa® Platinum Card: Best for Long 0% Intro Period for Transfers and Purchases

Start Saving Money ASAP: Pay No Intro Interest For Up To 21 Months From Our Partners

Credit card
NerdWallet rating
Annual feeIntro APRRegular APR
Learn more
Discover it® Cash Back - 18 Month Intro Balance Transfer Offer Image
Discover it® Cash Back - 18 Month Intro Balance Transfer Offer
Apply Now
on Discover's website,
on Discover's website, or call 800-347-0264
Rates & Fees
4.9/5
Excellent for

$0

0% intro APR on Purchases for 6 months and 0% intro APR on Balance Transfers for 18 months

17.74%-27.74% Variable APR

Apply Now
on Discover's website,
on Discover's website, or call 800-347-0264
Chase Freedom Unlimited® Image
Chase Freedom Unlimited®
Apply Now
on Chase's website
on Chase's website
Excellent for 0% Intro APR, Plus Useful Bonus Categories, Flexible Rewards and Outstanding Welcome Offer

$0

0% intro APR on purchases and Balance Transfers for 15 months

19.99%-28.74% Variable APR

Apply Now
on Chase's website
on Chase's website
U.S. Bank Visa® Platinum Card Image
U.S. Bank Visa® Platinum Card
Excellent for Long 0% Intro Period for Transfers and Purchases

$0

0% intro APR for 18 billing cycles on purchases and balance transfers

18.24%-29.24% Variable APR

Citi Double Cash® Card Image
Citi Double Cash® Card
Excellent for Flat Rate Cash Back With a 0% Intro APR on Balance Transfer

$0

0% intro APR on balance transfers for 18 months

18.74%-28.74% Variable APR

Wells Fargo Reflect® Card Image
Wells Fargo Reflect® Card
Excellent for Long 0% Period for Transfers and Purchases

$0

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers

17.74%, 24.24%, or 29.49% Variable APR

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