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Why the Nerds have partnered with Wag!

Wag! has partnered with some of the most trusted insurance providers in the industry, renowned for their customer satisfaction and packages to help pet parents get the best deal possible.

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How to lower your pet insurance cost

  • You can often lower your price by changing the terms of your policy. For example, choosing a higher deductible will generally reduce your monthly premium. Just keep in mind that you’ll have to cover more of Fluffy’s vet bills before your insurer starts reimbursing you.
  • Similarly, you can try lowering your reimbursement percentage. For example, you could have your insurer pay 70% or 80% of your vet bills rather than 90%. Choosing a lower coverage limit can also reduce your premium.

  • Some pet insurance companies offer savings for insuring multiple pets, paying your bill annually rather than monthly or serving in the military.
  • You might also get a discount if you buy pet insurance along with another policy from a company that sells multiple types of insurance. For example, existing Nationwide policyholders can save 5% on a new pet insurance policy.
  • Finally, check whether your employer offers pet insurance as a benefit. You may be eligible for a discounted rate.

  • There are more than 20 pet insurers in the U.S. competing for your business, so let them. Compare quotes from three insurers for similar amounts of coverage, and go with the option that works best for your budget.
  • It can be difficult to make fair comparisons between pet insurance quotes because not all companies offer the same coverage options and deductibles. For example, one insurer may have 90% reimbursement on all plans while another company offers a maximum of 70% for your pet. It’s up to you to decide which features might be worth paying a little more for.
Pet insurance coverage at a glanceHaving trouble deciding what kind of coverage you need? Use our guide below to help.
What it coversHospitalization, medicine, diagnostic tests, surgery and other treatment for accidents and illnesses.What it doesn't cover
  • Pre-existing conditions
  • Cosmetic or elective procedures
  • Breeding
  • Routine care
Why choose it?Accident and illness plans cover the broadest range of problems that your pet could have. They’re also the most customizable and widely available, which means you’ll have plenty of options to find the coverage you need.