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Compare Top Mortgage Lenders of November 2024Reach out to multiple lenders to see how much you can save. It pays to compare your options.
Applied Filters: Excellent (760+), Max loan amount: $100,000, State: California
Rocket Mortgage, LLC
Rocket Mortgage, LLCNMLS#3030
4.5
NerdWallet rating
Min. credit score
620
Min. down payment
1%
Why we like it
Rocket Mortgage is the largest mortgage lender by volume, standing out for its range of affordable borrowing options, down payment assistance and closing cost credits.
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at Rocket Mortgage, LLC
New American Funding
New American FundingNMLS#6606
Min. credit score
580
Min. down payment
3%
Why we like it
New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.
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at New American Funding
Veterans United
Veterans UnitedNMLS#1907
Min. credit score
620
Min. down payment
3%
Why we like it
Veterans United is the largest VA loan lender in the country, accounting for nearly a third of all VA loan originations. Most likely to appeal to veterans and servicemembers.
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at Veterans United
NBKC
NBKCNMLS#409631
Min. credit score
620
Min. down payment
3%
Why we like it
NBKC has a user-friendly website and low average rates, but the mobile app is not aimed at mortgage borrowers and browsing customized mortgage rates requires supplying your name and contact information.
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at NBKC
First Federal Bank
First Federal BankNMLS#408902
Min. credit score
620
Min. down payment
3%
Why we like it
First Federal Bank Mortgage Lenders stands out for its focus on government loan lending, and will likely appeal to FHA, VA and other niche loan borrowers.
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at First Federal Bank
Better
BetterNMLS#330511
Min. credit score
620
Min. down payment
3%
Why we like it
Online-only lender Better offers a range of mortgage types and a one-stop shopping experience, though some borrowers may be turned off by the lender’s lack of chat support or a mobile app.
Fairway Independent Mortgage
Fairway Independent MortgageNMLS#2289
Min. credit score
620
Min. down payment
3%
Why we like it
Fairway Independent Mortgage Corporation has many brick-and-mortar branches and a reputation for top-notch customer service, but it was recently penalized for redlining.
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at Fairway Independent Mortgage
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