6.814% APR 

Compare Today's Mortgage and Refinance Rates in Kodiak

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Why do you want a home loan?
Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence. 
Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence. 
License information

4 results:

30-year fixed

License information
Farmers Bank of Kansas City
EXPLORE QUOTE
Farmers Bank of Kansas City: NMLS#613839
Lowest APR
Lowest monthly payment
Great for Rate transparency
Conventional 30-year fixed
Farmers Bank of Kansas City
4.5
NerdWallet rating
APR
6.897% 
Interest rate
6.875% 
Mo. payment
$2,628 
Insurance $0
Total fees
$895 
About this lender
Visit lender's website
Pros
  • Displays customized rates, with fee estimates, without requiring contact information.
  • Offers home equity loans and lines of credit.
  • Mortgage origination fees are on the low side compared to other lenders, according to the latest federal data.
Cons
  • Doesn’t offer government-backed FHA or USDA loans, or adjustable-rate mortgages.
  • Home renovation loans are not available.
  • Mortgage rates are on the high side compared to other lenders, according to the latest federal data.
NBKC
EXPLORE QUOTE
on NBKC
NBKC: NMLS#409631
Great for first-time home buyers | digital convenience | customer service
Conventional 30-year fixed
NBKC
3.5
NerdWallet rating
APR
7.031% 
Interest rate
6.99% 
Mo. payment
$2,659 
Insurance $0
Total fees
$1,631 
About this lender
Visit lender's website | Call (888) 871-2381
Pros
  • Mortgage rates are on the low side compared to other lenders, according to the latest federal data.
  • VA loans represent more than a quarter of purchase volume, a larger share than many lenders NerdWallet reviews.
  • Offers a variety of loan types for purchase and refinance, including fixed- and adjustable-rate loans and government options.
Cons
  • You’ll need to share contact information to see mortgage rates.
  • HELOCs and no-down-payment loans are available only in the Kansas City metro area.
  • Mobile app focuses on online banking, not mortgages.
Central Bank
EXPLORE QUOTE
Central Bank: NMLS#407985Conventional 30-year fixed
Central Bank
4.0
NerdWallet rating
APR
7.125% 
Interest rate
7.125% 
Mo. payment
$2,695 
Insurance $0
Total fees
$0 
About this lender
Visit lender's website
Pros
  • Among the best when it comes to online convenience.
  • Offers a full selection of mortgage types and products, including jumbo, home equity, and government loans.
  • Claims to offer preapproval within 24 hours of loan application.
Cons
  • You'll have to complete a loan application to see mortgage interest rates.
  • Bank branch locations limited to the Midwest.
  • Does not offer home equity lines of credit.
New American Funding
EXPLORE QUOTE
on New American Funding
New American Funding: NMLS#6606
Great for first-time home buyers | customer service
Conventional 30-year fixed
New American Funding
4.0
NerdWallet rating
APR
7.166% 
Interest rate
7.125% 
Mo. payment
$2,695 
Insurance $0
Total fees
$1,629 
About this lender
Visit lender's website | Call (888) 978-8131
Pros
  • Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
  • Its home equity line of credit can be used for a primary residence or second home.
Cons
  • Average origination fees are on the high side, according to the latest federal data.
  • Personalized mortgage rates are not available on the website without providing contact information.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

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