6.865% APR

Compare Today's Mortgage and Refinance Rates in Texarkana

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners and here's how we make money.

Why do you want a home loan?

Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence.

License information

3 results:

30-year fixed

License information

Sort by

EXPLORE QUOTE

on New American Funding

New American Funding: NMLS#6606

Lowest APR

Lowest monthly payment

Great for first-time home buyers | customer service

Conventional 30-year fixed

4.5

NerdWallet rating

APR

7.03%

Interest rate

6.99%

Mo. payment

$2,659

Insurance $0

Total fees

$1,629

About this lender

Visit lender's website | Call (888) 978-8131

Pros

Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
Its home equity line of credit can be used for a primary residence or second home.

Cons

Average origination fees are on the high side, according to the latest federal data.
Personalized mortgage rates are not available on the website without providing contact information.

EXPLORE QUOTE

on Bethpage Federal Credit Union

Bethpage Federal Credit Union: NMLS#449104Conventional 30-year fixed

4.0

NerdWallet rating

APR

7.539%

Interest rate

7.5%

Mo. payment

$2,797

Insurance $0

Total fees

$1,520

About this lender

Visit lender's website

Pros

Specialty loans include financing for co-ops and nonwarrantable condos.
Offers conventional loans for manufactured homes.
Highly rated mobile app.

Cons

Interest rates are on the high side, according to the latest federal data.
Doesn’t offer renovation, construction or USDA loans.
Can’t get a preapproval online.

EXPLORE QUOTE

on Rocket Mortgage, LLC

Rocket Mortgage, LLC: NMLS#3030

Great for digital convenience | customer service

Conventional 30-year fixed

4.5

NerdWallet rating

APR

7.908%

Interest rate

7.875%

Mo. payment

$2,901

Insurance $0

Total fees

$1,250

About this lender

Visit lender's website

Pros

Reported average time to close is 15 days faster than industry average.
FHA and VA loans make up 40% of Rocket Mortgage’s total loan volume.
Borrowers can apply via mobile app.

Cons

Origination fees are on the higher end, according to the latest federal data.
No construction or renovation loans.
Physical branches are only available in Detroit, Cleveland, and Phoenix.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

Trends and Insights

Texarkana, AR mortgage and refinance rates today (APR)

Accurate as of 02/04/2025

Product	Interest Rate	APR
30-year fixed-rate	6.787%	6.865%
20-year fixed-rate	6.566%	6.659%
15-year fixed-rate	5.833%	5.948%
10-year fixed-rate	5.875%	6.114%
7-year ARM	6.724%	7.129%
5-year ARM	6.796%	7.249%
30-year fixed-rate FHA	5.972%	6.772%
30-year fixed-rate VA	6.000%	6.399%

Data source: ©Zillow, Inc. 2006 - 2021. Use is subject to the Terms of Use

Today's rate

6.865%

30-year fixed-rate

“

Today’s mortgage rates in Texarkana, AR are 6.865% for a 30-year fixed, 5.948% for a 15-year fixed, and 7.249% for a 5-year adjustable-rate mortgage (ARM).