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6.990% APR 

Compare Today's Mortgage and Refinance Rates in HI

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners and here's how we make money.

What's on this page

Why do you want a home loan?
Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence. 
Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence. 
License information

4 results:

30-year fixed

License information
First Federal Bank
EXPLORE QUOTE
on First Federal Bank
First Federal Bank: NMLS#408902
Lowest APR
Conventional 30-year fixed
First Federal Bank
4.5
NerdWallet rating
APR
7% 
Interest rate
7% 
Mo. payment
$2,662 
Insurance $0
Total fees
$0 
About this lender
Visit lender's website
Pros
  • Over 40% of all loans last year were FHA, VA or USDA loans.
  • Average mortgage rates are on the lower side, according to the latest federal data.
  • Offers 15-, 20-, 25-, and 30-year repayment terms, which is unusually flexible.
Cons
  • No dedicated mobile app for mortgage borrowers.
  • Some loans (including home equity products) are geographically limited.
NBKC
EXPLORE QUOTE
on NBKC
NBKC: NMLS#409631
Lowest monthly payment
Great for first-time home buyers | digital convenience | customer service
Conventional 30-year fixed
NBKC
4.5
NerdWallet rating
APR
7.034% 
Interest rate
6.99% 
Mo. payment
$2,659 
Insurance $0
Total fees
$1,763 
About this lender
Visit lender's website | Call (888) 871-2381
Pros
  • Mortgage rates are on the low side compared to other lenders, according to the latest federal data.
  • VA loans represent more than a quarter of purchase volume, a larger share than many lenders NerdWallet reviews.
  • Offers a variety of loan types for purchase and refinance, including fixed- and adjustable-rate loans and government options
Cons
  • HELOCs and no-down-payment loans are available only in the Kansas City metro area.
  • Mobile app focuses on online banking, not mortgages.
  • You’ll need to share contact information to see customized mortgage rates.
Central Bank
EXPLORE QUOTE
Central Bank: NMLS#407985Conventional 30-year fixed
Central Bank
4.0
NerdWallet rating
APR
7.126% 
Interest rate
7.125% 
Mo. payment
$2,695 
Insurance $0
Total fees
$32 
About this lender
Visit lender's website
Pros
  • Among the best when it comes to online convenience.
  • Offers a full selection of mortgage types and products, including jumbo, home equity, and government loans.
  • Claims to offer preapproval within 24 hours of loan application.
Cons
  • You'll have to complete a loan application to see mortgage interest rates.
  • Bank branch locations limited to the Midwest.
  • Does not offer home equity lines of credit.
Rocket Mortgage, LLC
EXPLORE QUOTE
on Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030
Great for digital convenience | customer service
Conventional 30-year fixed
Rocket Mortgage, LLC
4.5
NerdWallet rating
APR
8.158% 
Interest rate
8.125% 
Mo. payment
$2,970 
Insurance $0
Total fees
$1,250 
About this lender
Visit lender's website
Pros
  • Reported average time to close is 15 days faster than industry average.
  • FHA and VA loans make up 40% of Rocket Mortgage’s total loan volume.
  • Borrowers can apply via mobile app.
Cons
  • Origination fees are on the higher end, according to the latest federal data.
  • No construction or renovation loans.
  • Physical branches are only available in Detroit, Cleveland, and Phoenix.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

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