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Compare Maine’s Mortgage Rates | Sunday, February 8, 2026

Rates are current as of February 8, 2026 12:47 AM EST

Maine average mortgage rates:
30-Year Fixed

APR 5.76%

-0.29% 1w
15-Year Fixed

APR 5.46%

-0.04% 1w
5-Year ARM

APR 6.10%

-0.10% 1w
4 ResultsShowing rates for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence
License information
4 Results for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence.
Next Door Lending LLC

NMLS#1880338

APR

6.00%

APR

6.00%

Interest rate

6.00%

Est. mo. payment

$2,398/mo

Total fees

$0

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Next Door Lending is a wholly-owned subsidiary of NerdWallet

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The Nerdy headline

Next Door Lending, a mortgage broker, offers expert assistance shopping for and closing a loan, as well as specialty loans at competitive rates. Mortgages are not available in every state.

What we like
  • Offers a variety of loan types, including first-time buyer programs and loans for self-employed borrowers.
  • Real-time rate quotes available while working with a broker.
  • Responsive customer service.
  • Competitive pricing often available, especially for non-traditional borrowers.
What we don't like
  • Does not publish interest rates online.
  • No mortgage mobile app.
  • Loans are not available in every state.
Sage Home Loans

NMLS#3304

APR

6.01%

APR

6.01%

Interest rate

6.00%

Est. mo. payment

$2,397/mo

Total fees

$570

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The Nerdy headline

Sage Home Loans stands out for speed and convenience, though it lacks a mobile app and doesn’t serve New York borrowers.

Home loans overall

NerdWallet rating

4.5

What we like
  • Sample rates are easy to browse online.
  • Quick, convenient pre-qualification process.
  • Average time to close is just under 20 days, faster than industry standard.
What we don't like
  • Home loans aren’t available in New York.
  • No mobile app or online chat, despite focus on mortgage tech.
  • Online pre-qualification requires sharing contact info.
First Federal Bank

NMLS#408902

APR

6.13%

APR

6.13%

Interest rate

6.13%

Est. mo. payment

$2,431/mo

Total fees

$39

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The Nerdy headline

First Federal Bank stands out for its exceptionally low interest rates and its emphasis on government loans. Most likely to appeal to borrowers shopping for low rates and fees.

Home loans overall

NerdWallet rating

5.0

What we like
  • Strong experience in FHA and VA lending.
  • Average mortgage rates are on the low side, according to the latest federal data.
  • Minimum credit score requirement of 580 for some loans, which is lower than some competitors.
What we don't like
  • No mobile app.
  • Home equity lending is not a priority.
  • Does not offer renovation loans, but does offer construction loans.
NBKC

NMLS#409631

APR

6.15%

APR

6.15%

Interest rate

6.13%

Est. mo. payment

$2,431/mo

Total fees

$983

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The Nerdy headline

NBKC stands out for its attractive interest rates and fees, and is primarily an online lender — though its app does not have mortgage features and chat support is not geared toward mortgage borrowers.

Home loans overall

NerdWallet rating

4.5

What we like
  • Competitive interest rates and fees.
  • Offers most common loan types, as well as a handful of specialty loans.
  • Payouts are available to borrowers whose loans don’t close on time.
What we don't like
  • Customer service is only accessible over the phone for many mortgage customers.
  • Does not offer renovation loans.
  • Home equity products are not currently a lending priority.

About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

Today's mortgage rates in Maine | Sunday, February 8, 2026

Last updated 12:47 AM EST
On Sunday morning, February 8, 2026, the average interest rate on a 30-year fixed-rate mortgage held steady at 5.76% APR, compared to yesterday.
The average rate on a 15-year fixed-rate mortgage held steady at 5.46% APR. The average rate on a 5-year adjustable-rate mortgage held steady at 6.1% APR.
The 30-year fixed-rate mortgage rate is 30 basis points lower than one week ago and 91 basis points lower than one year ago.
A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons.
NerdWallet’s rates are expressed as an annual percentage rate, or APR, and our mortgage rates data comes from Zillow.

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