6.477% APR

Compare Today's Mortgage and Refinance Rates in Buffalo

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners and here's how we make money.

What's on this page

Why do you want a home loan?

Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence.

License information

3 results:

30-year fixed

License information

Sort by

EXPLORE QUOTE

on Farmers Bank of Kansas City

Farmers Bank of Kansas City: NMLS#613839

Lowest APR

Lowest monthly payment

Great for Rate transparency

Conventional 30-year fixed

4.5

NerdWallet rating

APR

6.179%

Interest rate

5.99%

Mo. payment

$2,396

Insurance $0

Total fees

$8,003

About this lender

Visit lender's website

Pros

Displays customized rates, with fee estimates, without requiring contact information.
Offers home equity loans and lines of credit.
Mortgage origination fees are on the low side compared to other lenders, according to the latest federal data.

Cons

Doesn’t offer government-backed FHA or USDA loans, or adjustable-rate mortgages.
Home renovation loans are not available.
Mortgage rates are on the high side compared to other lenders, according to the latest federal data.

EXPLORE QUOTE

on HSBC Bank

HSBC Bank: NMLS#399799Conventional 30-year fixed

5.0

NerdWallet rating

APR

7.018%

Interest rate

7%

Mo. payment

$2,662

Insurance $0

Total fees

$747

About this lender

Visit lender's website

Pros

Offers an online application and loan process updates.
Offers mortgages for investment properties.
Makes it easy to browse current rates and get a customized mortgage rate quote.

Cons

Does not offer FHA or VA government-backed loans.
No renovation mortgage options.

EXPLORE QUOTE

on Rocket Mortgage, LLC

Rocket Mortgage, LLC: NMLS#3030

Great for digital convenience | customer service

Conventional 30-year fixed

4.5

NerdWallet rating

APR

8.283%

Interest rate

8.25%

Mo. payment

$3,006

Insurance $0

Total fees

$1,250

About this lender

Visit lender's website

Pros

Reported average time to close is 15 days faster than industry average.
FHA and VA loans make up 40% of Rocket Mortgage’s total loan volume.
Borrowers can apply via mobile app.

Cons

Origination fees are on the higher end, according to the latest federal data.
No construction or renovation loans.
Physical branches are only available in Detroit, Cleveland, and Phoenix.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

Trends and Insights

Buffalo, undefined mortgage and refinance rates today (APR)

Accurate as of 12/03/2024

Product	Interest Rate	APR
30-year fixed-rate	6.402%	6.477%
20-year fixed-rate	6.448%	6.550%
15-year fixed-rate	5.726%	5.850%
10-year fixed-rate	5.656%	5.844%
7-year ARM	6.611%	7.223%
5-year ARM	6.515%	7.195%
3-year ARM	8.125%	8.355%
30-year fixed-rate FHA	5.902%	6.719%
30-year fixed-rate VA	5.671%	6.048%

Data source: ©Zillow, Inc. 2006 - 2021. Use is subject to the Terms of Use

Today's rate

6.477%

30-year fixed-rate

“

Today’s mortgage rates in Buffalo, undefined are 6.477% for a 30-year fixed, 5.850% for a 15-year fixed, and 7.195% for a 5-year adjustable-rate mortgage (ARM).