6.900% APR

Compare Today's Mortgage and Refinance Rates in West Albany

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Why do you want a home loan?

Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence.

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1 result:

30-year fixed

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EXPLORE QUOTE

on Rocket Mortgage, LLC

Rocket Mortgage, LLC: NMLS#3030

Lowest APR

Lowest monthly payment

Great for digital convenience | customer service

Conventional 30-year fixed

4.5

NerdWallet rating

APR

8.283%

Interest rate

8.25%

Mo. payment

$3,006

Insurance $0

Total fees

$1,250

About this lender

Visit lender's website

Pros

Reported average time to close is 15 days faster than industry average.
FHA and VA loans make up 40% of Rocket Mortgage’s total loan volume.
Borrowers can apply via mobile app.

Cons

Origination fees are on the higher end, according to the latest federal data.
No construction or renovation loans.
Physical branches are only available in Detroit, Cleveland, and Phoenix.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

Trends and Insights

West Albany, undefined mortgage and refinance rates today (APR)

Accurate as of 11/21/2024

Product	Interest Rate	APR
30-year fixed-rate	6.816%	6.900%
20-year fixed-rate	6.660%	6.769%
15-year fixed-rate	5.955%	6.088%
10-year fixed-rate	5.934%	6.130%
7-year ARM	7.208%	7.580%
5-year ARM	7.333%	7.684%
3-year ARM	8.125%	8.355%
30-year fixed-rate FHA	5.902%	6.719%
30-year fixed-rate VA	5.963%	6.346%

Data source: ©Zillow, Inc. 2006 - 2021. Use is subject to the Terms of Use

Today's rate

6.900%

30-year fixed-rate

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Today’s mortgage rates in West Albany, undefined are 6.900% for a 30-year fixed, 6.088% for a 15-year fixed, and 7.684% for a 5-year adjustable-rate mortgage (ARM).