Peoples Health
3.95
CMS Star Rating
on NerdWallet
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The bottom line: Peoples Health Medicare Advantage plans are available in Louisiana. While the company’s star ratings ratings from the Centers for Medicare & Medicaid Services (CMS) are about average, it scores well above average on measures of member experience. Peoples Health is a part of UnitedHealthcare. Jump to: Full Review
3.95
CMS Star Rating
on NerdWallet
M-F 8am-10pm EST, Sa-Su 9am-9pm EST
Members give high marks: Member experience ratings on metrics like customer service and getting appointments and care quickly are above the average for major providers.
$0 plans: All Peoples Health Medicare Advantage plans (other than special needs plans) offer a $0 premium.
Limited availability: Peoples Health offers Medicare Advantage plans in Louisiana only.
3.82
CMS Star Rating
from UnitedHealthcare
4.27
CMS Star Rating
on NerdWallet
M-F 8am-10pm EST, Sa-Su 9am-9pm EST
3.63
CMS Star Rating
from Humana
3.93
CMS Star Rating
on NerdWallet
M-F 8am-10pm EST, Sa-Su 9am-9pm EST
» More options in our roundup of the best Medicare Advantage plans
3.82
CMS Star Rating
from UnitedHealthcare
3.63
CMS Star Rating
from Humana
» More options in our roundup of the best Medicare Advantage plans
Average star rating, weighted by enrollment: 3.95
Peoples Health Medicare Advantage plans are rated on par with the industry average, receiving an average rating of 3.95 stars out of 5 from CMS for 2025, weighted by enrollment.
For comparison, the average weighted star rating for plans from all providers is 3.92.
CMS maintains star ratings for Medicare Advantage plans on a 5-point scale, ranking plans from best (5 stars) to worst (1 star). The agency bases these ratings on plans’ quality of care and measurements of customer satisfaction, and ratings may change from year to year.
You can find a plan’s rating with the Medicare plan finding tool.
In 2025, all of Peoples Health Medicare Advantage plans that aren’t special needs plans have a $0 premium.
Even as a Medicare Advantage user, you’ll still be responsible for paying your Medicare Part B premium, which is $174.70 per month in 2024 ($185 in 2025), although some plans cover part or all of this cost. Most people pay this standard amount, but if your income is above a certain threshold, you'll pay the income-related monthly adjustment amount (IRMAA).
Requirements for copays, coinsurance and deductibles vary depending on your plan, location and the services you use. Other out-of-pocket costs to consider include:
Whether the plan covers any part of your monthly Medicare Part B premium.
The plan’s yearly deductibles and any other deductibles, such as a drug deductible.
Copayments and/or coinsurance for each visit or service. For instance, there may be a $10 copay for seeing your primary doctor and a $45 copay for seeing a specialist.
The plan’s in-network and out-of-network out-of-pocket maximums.
Whether your medical providers are in-network or out-of-network, or how often you may go out of network for care.
Whether you require extra benefits, and if the plan charges for them.
To get a sense of costs, use Medicare’s plan-finding tool to compare information among available plans in your area. You can select by insurance carrier to see only Peoples Health plans or compare across carriers.
Peoples Health offers Medicare Advantage prescription drug plans as well as Medicare Advantage plans without drug coverage. About 60% of Peoples Health plans include prescription drug coverage.
Plan offerings include the following types:
Peoples Health offers Medicare Advantage plans in Louisiana only. Peoples Health covers more than 110,000 Medicare Advantage beneficiaries.
Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
3.95
CMS Star Rating
Peoples Health sells Medicare Advantage plans in Louisiana only. Its plans get above-average star ratings from CMS, and member experience scores are also above the average for major providers.
M-F 8am-10pm EST, Sa-Su 9am-9pm EST
Speak to a licensed insurance agent on askchapter.org
on NerdWallet
States available
1 state
Members in high-rated plans
High (85% to 100%)
Member experience
4.76 (Above average)
States available
1 state
Members in high-rated plans
High (85% to 100%)
Member experience
4.76 (Above average)
Pros
Cons