Peoples Health Medicare Advantage 2024-2025 Review

Peoples Health Medicare Advantage plans are available in Louisiana and get average overall star ratings from CMS.

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The bottom line: Peoples Health Medicare Advantage plans are available in Louisiana. While the company’s star ratings ratings from the Centers for Medicare & Medicaid Services (CMS) are about average, it scores well above average on measures of member experience. Peoples Health is a part of UnitedHealthcare. Jump to: Full Review

Peoples Health - Medicare Advantage - Chapter

Peoples Health

3.95

CMS Star Rating

(855) 432-0512

TTY 711

Speak to a licensed insurance agent on askchapter.org
GET A QUOTE

on NerdWallet

We will connect you with Medicare companies based on the information you provide. They will help you find a plan that suits your needs. If you prefer to speak to a licensed insurance agent right away, please call the number listed below.

M-F 8am-10pm EST, Sa-Su 9am-9pm EST

Speak to a licensed insurance agent on askchapter.org
(855) 432-0512

TTY 711

Peoples Health Medicare Advantage pros and cons

Pros

Members give high marks: Member experience ratings on metrics like customer service and getting appointments and care quickly are above the average for major providers. 

$0 plans: All Peoples Health Medicare Advantage plans (other than special needs plans) offer a $0 premium. 

Cons

Limited availability: Peoples Health offers Medicare Advantage plans in Louisiana only.

Compare against other providers

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UnitedHealthcare Medicare Advantage - UHC (product card)

UnitedHealthcare

3.82

CMS Star Rating

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from UnitedHealthcare

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Aetna Medicare Advantage

Aetna

4.27

CMS Star Rating

(855) 432-0512

TTY 711

Speak to a licensed insurance agent on askchapter.org
GET A QUOTE

on NerdWallet

We will connect you with Medicare companies based on the information you provide. They will help you find a plan that suits your needs. If you prefer to speak to a licensed insurance agent right away, please call the number listed below.

M-F 8am-10pm EST, Sa-Su 9am-9pm EST

Speak to a licensed insurance agent on askchapter.org
(855) 432-0512

TTY 711

Humana Medicare Advantage

Humana

3.63

CMS Star Rating

(866) 215-2655

TTY 711

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5am - 8pm, daily PST

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(866) 215-2655

TTY 711

Cigna Medicare Advantage

Cigna

3.93

CMS Star Rating

(855) 432-0512

TTY 711

Speak to a licensed insurance agent on askchapter.org
GET A QUOTE

on NerdWallet

We will connect you with Medicare companies based on the information you provide. They will help you find a plan that suits your needs. If you prefer to speak to a licensed insurance agent right away, please call the number listed below.

M-F 8am-10pm EST, Sa-Su 9am-9pm EST

Speak to a licensed insurance agent on askchapter.org
(855) 432-0512

TTY 711

» More options in our roundup of the best Medicare Advantage plans

Compare against other providers

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UnitedHealthcare Medicare Advantage - UHC

UnitedHealthcare

3.82

CMS Star Rating

Call UnitedHealthcare
GET A QUOTE

from UnitedHealthcare

Call UnitedHealthcare
Humana Medicare Advantage

Humana

3.63

CMS Star Rating

(866) 215-2655

TTY 711

Call Humana
GET A QUOTE

from Humana

5am - 8pm, daily PST

Call Humana
(866) 215-2655

TTY 711

» More options in our roundup of the best Medicare Advantage plans

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Peoples Health Medicare star ratings

Average star rating, weighted by enrollment: 3.95

Peoples Health Medicare Advantage plans are rated on par with the industry average, receiving an average rating of 3.95 stars out of 5 from CMS for 2025, weighted by enrollment

Centers for Medicare & Medicaid Services. 2025 Star Ratings Data Tables (ZIP). Accessed Oct 25, 2024.
.

For comparison, the average weighted star rating for plans from all providers is 3.92

Centers for Medicare & Medicaid Services. Fact Sheet - 2025 Medicare Advantage and Part D Star Ratings. Accessed Oct 25, 2024.
.

CMS maintains star ratings for Medicare Advantage plans on a 5-point scale, ranking plans from best (5 stars) to worst (1 star). The agency bases these ratings on plans’ quality of care and measurements of customer satisfaction, and ratings may change from year to year.

You can find a plan’s rating with the Medicare plan finding tool.

What does Peoples Health Medicare Advantage cost?

In 2025, all of Peoples Health Medicare Advantage plans that aren’t special needs plans have a $0 premium

Centers for Medicare & Medicaid Services. CY2025 Landscape (202410). Accessed Oct 25, 2024.
.

Even as a Medicare Advantage user, you’ll still be responsible for paying your Medicare Part B premium, which is $174.70 per month in 2024 ($185 in 2025)

Centers for Medicare & Medicaid Services. Costs. Accessed Oct 25, 2024.
, although some plans cover part or all of this cost. Most people pay this standard amount, but if your income is above a certain threshold, you'll pay the income-related monthly adjustment amount (IRMAA).

Requirements for copays, coinsurance and deductibles vary depending on your plan, location and the services you use. Other out-of-pocket costs to consider include:

  • Whether the plan covers any part of your monthly Medicare Part B premium.

  • The plan’s yearly deductibles and any other deductibles, such as a drug deductible.

  • Copayments and/or coinsurance for each visit or service. For instance, there may be a $10 copay for seeing your primary doctor and a $45 copay for seeing a specialist.

  • The plan’s in-network and out-of-network out-of-pocket maximums.

  • Whether your medical providers are in-network or out-of-network, or how often you may go out of network for care.

  • Whether you require extra benefits, and if the plan charges for them.

To get a sense of costs, use Medicare’s plan-finding tool to compare information among available plans in your area. You can select by insurance carrier to see only Peoples Health plans or compare across carriers.

Available Medicare Advantage plans

Peoples Health offers Medicare Advantage prescription drug plans as well as Medicare Advantage plans without drug coverage. About 60% of Peoples Health plans include prescription drug coverage.

Plan offerings include the following types:

HMO point of service (POS) plans are health maintenance organization (HMO) plans that allow members to get some out-of-network services, but they’ll pay more for those services.

Preferred provider organization (PPO) plans provide the most freedom, allowing you to see any provider that accepts the insurance. You may not need to choose a primary doctor, and you don’t need referrals to see specialists. You can seek out-of-network care, although it may cost more than seeing an in-network doctor.

Special needs plans (SNPs) restrict membership to people with certain diseases or characteristics. Hence, the benefits, network and drug formularies are tailored to the needs of those members. Peoples Health offers two types of SNP:

  • Chronic Condition SNP: Designed to meet the needs of members living with certain chronic conditions, such as diabetes, heart failure or a cardiovascular disorder.

  • Dual-Eligible SNP: For people who are entitled to Medicare and who also qualify for assistance from a state Medicaid program.

Peoples Health Medicare Advantage service area

Peoples Health offers Medicare Advantage plans in Louisiana only. Peoples Health covers more than 110,000 Medicare Advantage beneficiaries

Centers for Medicare & Medicaid Services. Monthly Enrollment by Plan. Accessed Oct 25, 2024.
.

Compare Medicare Advantage providers

Get more information below about some of the major Medicare Advantage providers. These insurers offer plans in most states. The plans you can choose from will depend on your ZIP code and county.

Find the right Medicare Advantage plan

It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:

  • What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?

  • Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.

  • Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?

  • Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?

  • Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?

If you have additional questions about Medicare, visit Medicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).
Peoples Health - Medicare Advantage - Chapter

Peoples Health

3.95

CMS Star Rating

Peoples Health sells Medicare Advantage plans in Louisiana only. Its plans get above-average star ratings from CMS, and member experience scores are also above the average for major providers.

(855) 432-0512 / TTY 711

M-F 8am-10pm EST, Sa-Su 9am-9pm EST

Speak to a licensed insurance agent on askchapter.org

GET A QUOTE

on NerdWallet

We will connect you with Medicare companies based on the information you provide. They will help you find a plan that suits your needs. If you prefer to speak to a licensed insurance agent right away, please call the number listed below.

States available

1 state


Members in high-rated plans

High (85% to 100%)


Member experience

4.76 (Above average)


States available

1 state


Members in high-rated plans

High (85% to 100%)


Member experience

4.76 (Above average)


Pros

  • High ratings for member experience.
  • $0 premiums for all plans except certain special needs plans (SNPs).

Cons

  • Plans available only in Louisiana.

Medicare will have big changes in 2025. Compare Medicare Advantage plans