JetBlue Premier Credit Card: Massive Price Tag, Hard-to-Use Perks

Sign-up bonus

New Premier cardholders can earn this welcome offer: Earn 70,000 bonus points and 5 tiles after spending $5,000 on purchases in the first 90 days. NerdWallet values JetBlue points at 1.5 cents each, so this offer could be worth around $1,000 in travel.

The five Mosaic tiles in the bonus offer are less useful than the big chunk of miles. Mosaic is JetBlue’s term for elite status within its TrueBlue loyalty program. Members need 50 tiles just to get to level 1.

Free checked bags

Cardholders can reap big savings from the JetBlue Premier Card's free checked bag benefit. JetBlue charges up to $50 for the first checked bag, but cardholders and up to three others on the same reservation get their first checked bag free. Note, however, that the JetBlue Plus Card has this perk, too, and its annual fee is $99.

Lounge access

Premier cardholders and their authorized users can get a Priority Pass Select membership, which gives you unlimited visits to Priority Pass lounges.

Premier cardholders also gain entry into JetBlue’s own branded lounges — but as of February 2025, none of those lounges has opened yet. JetBlue plans to open its first lounge in New York’s John F. Kennedy International Airport in late 2025 and another in Boston Logan International Airport after that.

Statement credits

The statement credits that come with the JetBlue Premier Card can partially offset its annual fee. Cardholders get a $120 credit every four years for Global Entry or TSA PreCheck, plus up to $300 in annual statement credits on travel booked through Paisly, JetBlue’s booking platform.

However, there’s a catch to earning those Paisly credits, which is a major drawback of the card. (More on that below.)

In-flight perks

The JetBlue Premier Card is the only JetBlue card that offers early boarding. Premier cardholders and up to four traveling companions on the same reservation can board in Group A, which is the third group out of 10.

The Premier card also gets you a 50% discount on eligible in-flight purchases on JetBlue-operated flights such as alcohol and meals. (You get this same discount with the JetBlue Plus Card.)

» SEE: How JetBlue boarding groups work

0% intro APR offer on balance transfers

If you transfer existing debt to your Premier card within 45 days of account opening, you won’t pay interest on that balance for the first 12 billing cycles.

Barclays, the issuer of the JetBlue Premier Card, accepts balance transfers of any loan, except debt on another Barclays credit card. Here's a look at all of Barclays' consumer JetBlue credit cards:

How the JetBlue credit cards compare

Hefty annual fee for what you get

A card with a nearly $500 annual fee should try hard to justify its place in your wallet. The JetBlue Premier Card, as it exists now, doesn’t make a strong case.

Issuers commonly offer generous statement credits to entice consumers to apply for their most premium cards, and yes, the Premier has $300 in annual statement credits for Paisly bookings. But those credits are doled out in $50 increments — and only if you make a booking of at least $250. To take advantage of the full $300 credit, you’d have to make six bookings a year and spend at least $1,500. Certainly, some people won’t have the time, money or flexibility for six trips a year.

The JetBlue Premier Card also charges $150 for each authorized user. Of course, you don’t have to add any authorized users to the account, but you’ll need to if you want to bring someone into a lounge. In comparison, the Capital One Venture X Rewards Credit Card lets you add up to four authorized users for free, and they get unlimited lounge access, too. The Venture X’s annual fee is $395.

Rewards rates