Mortgage Lender Reviews
Comparing mortgage lenders can help you save money on closing costs and find a better mortgage rate. Read our reviews to find the best lender for you.
Getting started with mortgage lenders
NerdWallet's top-rated mortgage lenders
Rate Mortgage Review 2024
- Fully underwritten mortgage approval in as little as one day for qualified borrowers.
- Generous selection of loans, including government-backed, interest-only, jumbo and renovation.
- Advertises a HELOC that can be funded in as few as five business days.
Flagstar Bank Mortgage Review 2024
- Conventional loan terms extend to 40 years, which is unusually flexible.
- Offers options for high-balance mortgages.
- Offers specialized mortgages for professionals, such as doctors and lawyers, starting their careers.
PNC Bank Mortgage Review 2024
- Low-down-payment loan options include FHA, VA, USDA and PNC Community Loan.
- Jumbo loans available with minimum down payments of 5%.
- Customizable mortgage rates are posted online.
NBKC Bank Mortgage Review 2024
- Mortgage rates are on the low side compared to other lenders, according to the latest federal data.
- VA loans represent more than a quarter of purchase volume, a larger share than many lenders NerdWallet reviews.
- Offers a strong variety of loan types for purchase and refinance, including fixed- and adjustable-rate loans and government options.
Better Mortgage Review 2024
- Borrowers can apply, lock in a rate and receive a commitment letter within one day.
- Offers both HELOCs and home equity loans with a high borrowing limit of 90% CLTV.
- Offers mortgages for manufactured homes, as well as financing for self-employed borrowers.
San Diego County Credit Union Mortgage Review 2024
- Offers purchase, refinance and jumbo mortgages, plus loans for second homes and home equity products.
- Provides customized rate and fee quotes without requiring contact information.
- Interest rates are notably low, according to the latest federal data.
Truist Mortgage Review 2024
- Offers mortgage options focused on affordability.
- Convenient online application.
- Offers a HELOC and construction loans.
Bank of America Mortgage Review 2024
- Interest rates are lower than most lenders, according to the latest federal data.
- Offers up to $10,000 in down payment assistance to qualified borrowers.
- Banking customers can get discounted interest rates or fees.
Pennymac Mortgage Review 2024
- Easy to personalize a quote and apply online.
- Can lock in a rate before you’re under contract, earlier than most lenders.
- Perks include a 1% interest rate buydown and “refinance later” cash bonus.
NerdWallet rates lenders on a scale from 1 to 5 stars. See what goes into our ratings.
More top lenders by category
NASB Mortgage Review 2024
- Sample mortgage rates are customizable.
- Offers nontraditional mortgage products that may be difficult to find elsewhere, such as 1099 loans and bank statement loans for self-employed borrowers.
Wells Fargo Mortgage Review 2024
- Sample rates are shown for various loan products, along with the type of borrower and loan that would get them.
- Offers generous down payment and closing cost assistance programs for qualified borrowers.
- Market leader in number of jumbo loans and refinances originated, according to the latest federal data.
Flagstar Bank Mortgage Review 2024
- Conventional loan terms extend to 40 years, which is unusually flexible.
- Offers options for high-balance mortgages.
- Offers specialized mortgages for professionals, such as doctors and lawyers, starting their careers.
NBKC Bank Mortgage Review 2024
- Mortgage rates are on the low side compared to other lenders, according to the latest federal data.
- VA loans represent more than a quarter of purchase volume, a larger share than many lenders NerdWallet reviews.
- Offers a strong variety of loan types for purchase and refinance, including fixed- and adjustable-rate loans and government options.
PNC Bank Mortgage Review 2024
- Low-down-payment loan options include FHA, VA, USDA and PNC Community Loan.
- Jumbo loans available with minimum down payments of 5%.
- Customizable mortgage rates are posted online.
Truist Mortgage Review 2024
- Offers mortgage options focused on affordability.
- Convenient online application.
- Offers a HELOC and construction loans.
Read all NerdWallet's mortgage lender reviews
Safeway Moving Systems Company Review 2024
Safeway Moving Systems loads, transports and unloads for cross-town, interstate and cross-country moves.
Newrez Mortgage Review 2024
- Accepts history of bad credit, foreclosure or bankruptcy.
- Flexible options for self-employed borrowers.
- Average origination fees are on the low side, according to the latest federal data.
Best Home Warranty Companies in Georgia 2024
The top home warranties in Georgia include Cinch Home Services, 2-10 Home Buyers, AFC Home Warranty and more.
American Van Lines Review 2024
This mover is really for long-distance moves only, and be prepared to put down a deposit ahead of time.
7 Best Security Cameras of 2024: Pricing, Features
The best security cameras can clearly detect and alert for motion, day and night, at a reasonable price.
Best Home Warranty Companies in Florida 2024
The list includes Liberty Home Guard, First American Home Warranty, Cinch Home Services and more.
Best Home Warranty Companies in Arizona 2024
The list includes Old Republic Home Protection, America's Preferred Home Warranty, 2-10 Home Buyers and more.
Safe Haven Home Security Review 2024: Pricing, Pros and Cons
Safe Haven combines ADT’s professional monitoring services with Qolsys and Alarm.com equipment.
Freedom Forever Solar Review 2024
The company has solar-plus-storage options and a clear cancellation policy, but its workmanship and panel warranties could be better.
Best DIY Home Security Systems of 2024
The best DIY home security systems are affordable and easy to set up without a professional.
North American Van Lines Moving Review 2024
North American Van Lines is a big brand, but its customer service record and other factors put it lower on our list.
4 Top Reviewed Solar Companies in Florida 2024
These are our top picks for the companies that will help you soak up the most sun with your solar energy system.
Momentum Solar Review 2024
Momentum Solar offers batteries with its systems, but several things keep it off our list of best solar companies.
Tesla Solar Review 2024
With solar panels, batteries and roofing, Tesla is a good option for homeowners wanting streamlined solar systems.
Blink Home Security System 2024: Tested & Reviewed
Blink doesn’t offer a traditional alarm system, but its high-quality budget camera bundles work well for home security.
