Allied Irish Bank 4.53% initial rate £1,254.00 Monthly Repayments £200.00 Product Fees 6.5% APRC £15,093.52 Annual Cost Representative Example 6.5% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £0 Other fees £0 Valuation fee £200 Cashback £ 0
Flexibility & Other info Overpayments allowed? Early Repayment Charge 6 months interest until 30/11/29 Exit fee £55 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? Arrangement fee £0 Early Repayment Charge 6 months interest until 30/11/29 Other fees £ 0 Exit fee £55 Valuation fee £200 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.53% and then on a variable rate of 7.50% for the remaining 20 years would require 60 payments of £1,254 and 240 payments of £1,593. The total amount payable would be £457,760 made up of the loan amount plus interest (£232,560) and fees (£200). The overall cost for comparison is 6.5% APRC representative.
Virgin Money 4.62% initial rate £1,266.00 Monthly Repayments £995.00 Product Fees 7.57% APRC £15,391.00 Annual Cost Representative Example 7.57% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/01/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 2% until 01/01/30 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.62% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,266 and 240 payments of £1,686. The total amount payable would be £481,595 made up of the loan amount plus interest (£255,600) and fees (£995). The overall cost for comparison is 7.6% APRC representative.
Nationwide 4.64% initial rate £1,269.00 Monthly Repayments £999.00 Product Fees 6.72% APRC £15,422.64 Annual Cost Representative Example 6.72% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £65 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £65 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.64% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,269 and 240 payments of £1,595. The total amount payable would be £459,939 made up of the loan amount plus interest (£233,940) and fees (£999). The overall cost for comparison is 6.7% APRC representative.
Virgin Money 4.69% initial rate £1,275.00 Monthly Repayments £1,209.00 Product Fees 7.6% APRC £15,481.92 Annual Cost Representative Example 7.6% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £214 Cashback £ 300
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/01/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £995 Early Repayment Charge 5% reducing to 2% until 01/01/30 Other fees £ 0 Exit fee £99 Valuation fee £214 Basic legals Payable Cashback £ 300
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.69% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,275 and 240 payments of £1,688. The total amount payable would be £482,529 made up of the loan amount plus interest (£256,620) and fees (£909). The overall cost for comparison is 7.6% APRC representative.
Virgin Money 4.72% initial rate £1,279.00 Monthly Repayments £0.00 Product Fees 7.58% APRC £15,346.56 Annual Cost Representative Example 7.58% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £0 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 01/01/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £0 Early Repayment Charge 5% reducing to 2% until 01/01/30 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.72% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,279 and 240 payments of £1,689. The total amount payable would be £482,100 made up of the loan amount plus interest (£257,100) and fees (£0). The overall cost for comparison is 7.6% APRC representative.
Nationwide 4.75% initial rate £1,283.00 Monthly Repayments £0.00 Product Fees 6.75% APRC £15,393.12 Annual Cost Representative Example 6.75% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £0 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £65 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £0 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £65 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.75% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,283 and 240 payments of £1,598. The total amount payable would be £460,500 made up of the loan amount plus interest (£235,500) and fees (£0). The overall cost for comparison is 6.8% APRC representative.
Cumberland 4.78% initial rate £1,287.00 Monthly Repayments £999.00 Product Fees 6.98% APRC £15,639.60 Annual Cost Representative Example 6.98% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 01/01/30 Exit fee £125 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 01/01/30 Other fees £ 0 Exit fee £125 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 7.84% for the remaining 20 years would require 60 payments of £1,287 and 240 payments of £1,641. The total amount payable would be £472,059 made up of the loan amount plus interest (£246,060) and fees (£999). The overall cost for comparison is 7.0% APRC representative.
Natwest 4.78% initial rate £1,287.00 Monthly Repayments £995.00 Product Fees 6.78% APRC £15,638.80 Annual Cost Representative Example 6.78% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 20% p/a Early Repayment Charge 4.5% reducing to 1% until 31/03/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 20% p/a Arrangement fee £995 Early Repayment Charge 4.5% reducing to 1% until 31/03/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 7.74% for the remaining 20 years would require 60 payments of £1,287 and 240 payments of £1,629. The total amount payable would be £469,175 made up of the loan amount plus interest (£243,180) and fees (£995). The overall cost for comparison is 6.8% APRC representative.
Clydesdale 4.78% initial rate £1,287.00 Monthly Repayments £1,499.00 Product Fees 7.13% APRC £15,739.60 Annual Cost Representative Example 7.13% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £1499 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% until 31/01/30 Exit fee £99 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £1499 Early Repayment Charge 5% reducing to 2% until 31/01/30 Other fees £ 0 Exit fee £99 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.78% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,287 and 240 payments of £1,691. The total amount payable would be £484,559 made up of the loan amount plus interest (£258,060) and fees (£1,499). The overall cost for comparison is 7.1% APRC representative.
Buckinghamshire 4.79% initial rate £1,288.00 Monthly Repayments £1,204.00 Product Fees 7.36% APRC £15,696.20 Annual Cost Representative Example 7.36% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £205 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 30/11/29 Exit fee £100 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 30/11/29 Other fees £ 0 Exit fee £100 Valuation fee £205 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.79% and then on a variable rate of 8.59% for the remaining 20 years would require 60 payments of £1,288 and 240 payments of £1,735. The total amount payable would be £494,884 made up of the loan amount plus interest (£268,680) and fees (£1,204). The overall cost for comparison is 7.4% APRC representative.
