Yorkshire BS 4.43% initial rate £1,242.00 Monthly Repayments £1,495.00 Product Fees 7.11% APRC £15,647.90 Annual Cost Representative Example 7.11% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £1495 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 2% until 31/07/27 Exit fee £90 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £1495 Early Repayment Charge 2.5% reducing to 2% until 31/07/27 Other fees £ 0 Exit fee £90 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.43% and then on a variable rate of 7.49% for the remaining 23 years would require 24 payments of £1,242 and 276 payments of £1,633. The total amount payable would be £482,011 made up of the loan amount plus interest (£255,516) and fees (£1,495). The overall cost for comparison is 7.1% APRC representative.
Allied Irish Bank 4.45% initial rate £1,244.00 Monthly Repayments £200.00 Product Fees 6.38% APRC £14,971.00 Annual Cost Representative Example 6.38% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £0 Other fees £0 Valuation fee £200 Cashback £ 0
Flexibility & Other info Overpayments allowed? Early Repayment Charge 6 months interest until 31/05/30 Exit fee £55 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? Arrangement fee £0 Early Repayment Charge 6 months interest until 31/05/30 Other fees £ 0 Exit fee £55 Valuation fee £200 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.45% and then on a variable rate of 7.35% for the remaining 20 years would require 60 payments of £1,244 and 240 payments of £1,573. The total amount payable would be £452,360 made up of the loan amount plus interest (£227,160) and fees (£200). The overall cost for comparison is 6.4% APRC representative.
Yorkshire BS 4.46% initial rate £1,246.00 Monthly Repayments £1,495.00 Product Fees 6.9% APRC £15,444.57 Annual Cost Representative Example 6.9% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £1495 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 3% reducing to 2% until 31/07/28 Exit fee £90 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £1495 Early Repayment Charge 3% reducing to 2% until 31/07/28 Other fees £ 0 Exit fee £90 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 3 years at 4.46% and then on a variable rate of 7.49% for the remaining 22 years would require 36 payments of £1,246 and 264 payments of £1,619. The total amount payable would be £473,767 made up of the loan amount plus interest (£247,272) and fees (£1,495). The overall cost for comparison is 6.9% APRC representative.
Santander 4.52% initial rate £1,253.00 Monthly Repayments £999.00 Product Fees 6.03% APRC £15,187.96 Annual Cost Representative Example 6.03% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 02/08/30 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 02/08/30 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.52% and then on a variable rate of 6.75% for the remaining 20 years would require 60 payments of £1,253 and 240 payments of £1,504. The total amount payable would be £436,889 made up of the loan amount plus interest (£211,140) and fees (£749). The overall cost for comparison is 6.0% APRC representative.
Furness 4.54% initial rate £1,256.00 Monthly Repayments £999.00 Product Fees 7.03% APRC £15,218.68 Annual Cost Representative Example 7.03% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 2% for 5 years Exit fee £120 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 2% for 5 years Other fees £ 0 Exit fee £120 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.54% and then on a variable rate of 8.24% for the remaining 20 years would require 60 payments of £1,256 and 240 payments of £1,684. The total amount payable would be £480,269 made up of the loan amount plus interest (£254,520) and fees (£749). The overall cost for comparison is 7.0% APRC representative.
Natwest 4.57% initial rate £1,260.00 Monthly Repayments £995.00 Product Fees 6.53% APRC £15,313.96 Annual Cost Representative Example 6.53% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £995 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 20% p/a Early Repayment Charge 4.5% reducing to 1% until 31/07/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 20% p/a Arrangement fee £995 Early Repayment Charge 4.5% reducing to 1% until 31/07/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.57% and then on a variable rate of 7.49% for the remaining 20 years would require 60 payments of £1,260 and 240 payments of £1,593. The total amount payable would be £458,915 made up of the loan amount plus interest (£232,920) and fees (£995). The overall cost for comparison is 6.5% APRC representative.
Nationwide 4.57% initial rate £1,260.00 Monthly Repayments £999.00 Product Fees 6.36% APRC £15,314.76 Annual Cost Representative Example 6.36% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 0
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% for 5 years Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% for 5 years Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 0
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.57% and then on a variable rate of 7.24% for the remaining 20 years would require 60 payments of £1,260 and 240 payments of £1,563. The total amount payable would be £451,719 made up of the loan amount plus interest (£225,720) and fees (£999). The overall cost for comparison is 6.4% APRC representative.
HSBC 4.58% initial rate £1,261.00 Monthly Repayments £999.00 Product Fees 6.03% APRC £15,260.12 Annual Cost Representative Example 6.03% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 350
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 31/05/30 Exit fee £0 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 31/05/30 Other fees £ 0 Exit fee £0 Valuation fee £0 Basic legals Payable Cashback £ 350
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.58% and then on a variable rate of 6.74% for the remaining 20 years would require 60 payments of £1,261 and 240 payments of £1,504. The total amount payable would be £437,269 made up of the loan amount plus interest (£211,620) and fees (£649). The overall cost for comparison is 6.0% APRC representative.
Yorkshire BS 4.58% initial rate £1,261.00 Monthly Repayments £495.00 Product Fees 7.1% APRC £15,252.82 Annual Cost Representative Example 7.1% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £495 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 2.5% reducing to 2% until 31/07/27 Exit fee £90 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £495 Early Repayment Charge 2.5% reducing to 2% until 31/07/27 Other fees £ 0 Exit fee £90 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 2 years at 4.58% and then on a variable rate of 7.49% for the remaining 23 years would require 24 payments of £1,261 and 276 payments of £1,635. The total amount payable would be £481,769 made up of the loan amount plus interest (£256,524) and fees (£245). The overall cost for comparison is 7.1% APRC representative.
Santander 4.59% initial rate £1,262.00 Monthly Repayments £999.00 Product Fees 6.06% APRC £15,295.48 Annual Cost Representative Example 6.06% APRC Max LTV 90% Fees and Charges Booking fee £0 Arrangement fee £999 Other fees £0 Valuation fee £0 Cashback £ 250
Flexibility & Other info Overpayments allowed? 10% p/a Early Repayment Charge 5% reducing to 1% until 02/08/30 Exit fee £225 Basic legals Payable
Fees and Charges Flexibility & Other info Booking fee £0 Overpayments allowed? 10% p/a Arrangement fee £999 Early Repayment Charge 5% reducing to 1% until 02/08/30 Other fees £ 0 Exit fee £225 Valuation fee £0 Basic legals Payable Cashback £ 250
Representative example A mortgage of £225,000 payable over 25 years, initially on a fixed rate for 5 years at 4.59% and then on a variable rate of 6.75% for the remaining 20 years would require 60 payments of £1,262 and 240 payments of £1,505. The total amount payable would be £437,669 made up of the loan amount plus interest (£211,920) and fees (£749). The overall cost for comparison is 6.1% APRC representative.
