
Brean Horne
Writer and Spokesperson
Brean was a writer and spokesperson for NerdWallet who covered a variety of topics including money-saving tips, credit scores and managing debt. With over five years' experience in finance, she has written news and produced videos and podcasts for consumer publications such as Which?, Moneywise, The Motley Fool and Citywire.
Brean's picks
Mortgage Calculators for UK Borrowers
Use our simple UK mortgage calculators to get an estimate of monthly mortgage repayments, work out how much you could borrow, and see how interest rate changes and overpaying may…
The latest from Brean
What is IR35 and What are IR35 Rules?
IR35 is legislation designed to ensure that contractors and businesses pay the correct amount of tax. So how do these tax rules work and are you paying the right tax?
Tax Brackets, Tax Rates, Tax Bands and Tax Allowances
The UK has two main rates of income tax: 20% and 40%. We explain these different income tax brackets and the allowances you may be eligible for.
Are You on the Wrong Tax Code? Here’s What to Do
Tax codes are used to calculate how much income tax you must pay. It's important to check to make sure your code is correct. Having the wrong tax code could…
What is a Debt Relief Order?
If your debts total £50,000 or less, a debt relief order could write them off. First, you need to demonstrate that you’re in financial hardship and eligible to apply for…
Mortgage Overpayment Calculator
Use our mortgage overpayment calculator to work out the savings you could make by overpaying and how much faster your mortgage could be paid off.
Mortgage Interest Rate Calculator
Our mortgage interest rate calculator estimates how much your repayments could change if interest rates rise or fall. It also allows you to compare different mortgage rates and terms.
How Much Can I Borrow for a Mortgage?
Get an estimate of how much you could borrow for a mortgage using our mortgage borrowing calculator.
Stamp Duty Explained: How Much is it, Who Pays & When?
Stamp duty is a tax you may need to pay when buying property or land in England and Northern Ireland. Whether stamp duty is payable, and how much, mainly depends…
The 2022 Household Debt Report
Our NerdWallet research reveals the current debt status of 2000 UK consumers to find out about their level of consumer debt and their concerns about the increasing cost of living.
Six Tips to Help You Find Your First Office Space
Finding a new office space is an exciting prospect for most businesses but it may feel overwhelming. From researching the perfect location to finding the right type of property, we…
Business Bank Accounts – No Credit Checks
Some providers offer business accounts without credit checks. You may be able to open a business account even if you have no credit history or a poor credit score. Find…
Compare Business Gas Prices in the UK
As with domestic energy, you can reduce the cost of your business gas bill by comparing providers when searching for a new tariff. Read on below for our guide to…
Mortgage Eligibility: Everything You Need to Know
Mortgage lenders have a set of criteria that borrowers must meet to be approved for a loan. Read on to find out what providers look for and how to qualify…
Small Business Grants & Start Up Business Grants in Wales in 2025
If you’ve set up a small business in Wales – or if you’re planning to launch a start up – then you should ask yourself whether a small business grant…
Cheap Train Tickets: 15 Ways to Save Money on Rail Fares
Here are several hacks to help you get cheap train tickets plus details of the nine different Railcards offering discounts to children, families, over 60s and students.