The latest from Brean
First Homes Scheme: Discounts for First-Time Buyers
The government First Homes scheme aims to help local first-time buyers and key workers get on the property ladder. If you’re eligible, you may be able to buy a new-build…
Is it Better to Rent or Buy?
Both renting and buying a home have pros and cons. The right option for you will depend on your circumstances and financial goals.
Bridging Loans Explained: How do Bridge Loans Work?
A bridging loan can act as a bridge between the sale of one property and the purchasing of another. It is a short-term option that helps bridge a financial gap…
What is Debt and Does it Affect You?
Debt is created when you borrow money from a business or person. You’ll usually have to repay the money you owe plus interest to the lender. Having debt isn’t always…
Understanding the Main Types of Debt
Understanding the main types of debt can help you find the best way to borrow and make repayments. Read on to find out how each type of debt works and…
House Removals – Everything you Need to Know
House removals can ease the stress of moving house by handling the heavy lifting for you. Several factors, such as distance, the services needed and the number of items, determine…
What is a Debt Relief Order?
If your debts total £30,000 or less – rising to £50,000 on 28 June 2024 – a debt relief order could write them off First, you need to demonstrate that…
8 Ways to Get Debt Help
Dealing with debt can be stressful, but you don't have to struggle alone. Read on to find out where you can get debt help and how to get your finances…
What’s Involved in an Exchange of Contracts?
Near the end of a property transaction, both parties sign contracts detailing what is expected and it’s at this stage that they commit to go through with the agreement.
Debt Management Plans: Here’s What You Need to Know
A debt management plan is an informal agreement between you and your lenders that may help you clear your unsecured debts if you’re unable to pay them. Read on to…
How to Get Out Of Debt: A Step-By-Step Guide
Worried about how much money you owe? Support is available if you’re finding it increasingly hard to repay your debts. Read on to find out how to get out of…
Tax Brackets, Tax Rates, Tax Bands and Tax Allowances
The UK has two main rates of income tax: 20% and 40%. We explain these different income tax brackets and the allowances you may be eligible for.
Are You on the Wrong Tax Code? Here’s What to Do
Tax codes are used to calculate how much income tax you must pay. It's important to check to make sure your code is correct. Having the wrong tax code could…
Mortgage Eligibility: Everything You Need to Know
Mortgage lenders have a set of criteria that borrowers must meet to be approved for a loan. Read on to find out what providers look for and how to qualify…
Emergency Fund: 5 Tips to Start Saving
Putting money aside in an emergency fund can help you cover unexpected expenses such as a broken boiler, a damaged car or months of unemployment. Read on to find out…