The latest from Brean
How Long Does a CCJ Stay On Your Credit File?
County Court Judgments will stay on your credit file for six years. But in certain circumstances you may be able to get them removed from your credit history more quickly.
Child Trust Funds: How to Find Lost Accounts and Manage Your Savings
More than 100,000 teenagers in the UK could be missing out on money in a lost Child Trust Fund account. Learn how Child Trust Funds work and the best way…
Cryptocurrency Scams Explained
Cryptocurrency scams are rising as digital currency becomes more popular among investors. Find out the most common types of cryptocurrency scams and what to do if you think you’ve been…
House Removals – Everything you Need to Know
House removals can ease the stress of moving house by handling the heavy lifting for you. Several factors, such as distance, the services needed and the number of items, determine…
Are You on the Wrong Tax Code? Here’s What to Do
Tax codes are used to calculate how much income tax you must pay. It's important to check to make sure your code is correct. Having the wrong tax code could…
Emergency Fund: 5 Tips to Start Saving
Putting money aside in an emergency fund can help you cover unexpected expenses such as a broken boiler, a damaged car or months of unemployment. Read on to find out…
Tax Brackets, Tax Rates, Tax Bands and Tax Allowances
The UK has two main rates of income tax: 20% and 40%. We explain these different income tax brackets and the allowances you may be eligible for.
How Does Buy Now, Pay Later Work?
Buy now, pay later schemes offer shoppers the chance to delay paying for their goods up front or to split the cost over monthly instalments. Read on to find out…
Debt Management Plans: Here’s What You Need to Know
A debt management plan is an informal agreement between you and your lenders that may help you clear your unsecured debts if you’re unable to pay them. Read on to…
How to Find a Forex Broker
If you’re thinking about investing in forex you’ll need a forex broker to get access to the market and start trading currency. Here we explain what a forex broker is…
What is the Average Credit Score in the UK?
Credit reference agencies each have their own system to calculate your credit rating, which makes it tricky to find a universal average credit score in the UK. Find out how…
How to Get Out Of Debt: A Step-By-Step Guide
Worried about how much money you owe? Support is available if you’re finding it increasingly hard to repay your debts. Read on to find out how to get out of…
10 Reasons Why Your Credit Score May Have Gone Down
There are many reasons why your credit score might go down. Some may only cause temporary dips, while others may take longer for your credit score to recover. Find out…
What’s Involved in an Exchange of Contracts?
Near the end of a property transaction, both parties sign contracts detailing what is expected and it’s at this stage that they commit to go through with the agreement.
First Homes Scheme: Discounts for First-Time Buyers
The government First Homes scheme aims to help local first-time buyers and key workers get on the property ladder. If you’re eligible, you may be able to buy a new-build…