Caroline's picks
What is APR (Annual Percentage Rate)? How APR Works
APR is a fundamental concept to get to grips with when it comes to borrowing money. But what is APR exactly? Find out how an annual percentage rate works and…
Can I Open a Bank Account for my Child?
Opening a bank account for your child can mark a huge milestone in their financial education. Current accounts for kids are available for those aged 11 and above and, in…
What are Early Repayment Charges and How to Avoid Them
You may have to pay an early repayment charge (ERC) if you pay off your mortgage early or overpay by more than is allowed. The charges can be hefty, but…
The latest from Caroline
What happens at the end of my balance transfer period?
If you are coming to the end of your interest-free balance transfer period on your credit card, use our useful guide to help you decide what your next move should…
How to Choose a Credit Card
Want to get a credit card but don’t know where to start? Read our guide to find out how to choose the credit card that’s right for you.
What Is A Black Credit Card?
Ever wondered about the mysterious world of black credit cards? Who can get them and what perks do they offer? We take a look at this exclusive club and reveal…
Can I Switch Bank Accounts if I’m in my Overdraft?
Many people are keen to switch their bank accounts for the cash benefits that are available to new customers. However, what happens if you’re in your overdraft? Our guide will…
What is a Prepaid Bank Account?
Prepaid bank accounts, or no credit check bank accounts, offer a lifeline to those who have been turned down for a regular bank account due to poor credit history. We…
Can I Open a Bank Account for my Child?
Opening a bank account for your child can mark a huge milestone in their financial education. Current accounts for kids are available for those aged 11 and above and, in…
Broken Down Car: What Should I Do, What are the Rules?
When your car breaks down, you should pull over on the left of the road, switch on your hazard warning lights, and follow the rules to stay safe until help…
What to do if your insurance claim is rejected
If your insurance claim is rejected, all is not lost. There are a number of steps you can take to try to secure a payout if you think your insurer…
Secured vs Unsecured Loan: What’s the Difference?
Secured loans require you to put forward some form of security, or collateral, but unsecured loans don’t need to be backed by any asset. From interest rates to how much…
What is APR (Annual Percentage Rate)? How APR Works
APR is a fundamental concept to get to grips with when it comes to borrowing money. But what is APR exactly? Find out how an annual percentage rate works and…
Expanding your business: what are your funding options?
From small business loans, to overdrafts and commercial mortgages – there are plenty of funding options available for businesses seeking to finance their expansion. Take the time to research your…
How to manage your small business accounts
Accountancy software has proven to be a lifesaver for many companies, but is it a genuine alternative to working with a professional accountant? And more importantly, is it right for…