The latest from Ceri
Credit Card Cash Advances Explained
Most credit cards let you withdraw money at a cash machine, and this is known as a cash advance. Although convenient, you can expect to pay fees and high interest…
Stoozing: How to Make Your 0% Credit Card Work Harder
Stoozing is a way of boosting your savings by taking out a 0% interest credit card then earning interest on the money you’ve borrowed for free. It’s a popular money…
Money Transfer Credit Card
You can transfer cash straight into your bank account with a money transfer credit card, making it a useful way to clear an expensive overdraft or access a short-term loan.…
Your First Credit Card: A Complete Guide to the Best Cards For Beginners
Getting your first credit card can feel like a significant financial milestone, but do you really need one? What type of card should you choose? And how do you apply?…
How to Transfer Credit Card Balances
There are three simple steps to transferring your credit card debt to a balance transfer card, but before you go ahead it’s vital to compare the amount you would save…
How to Pay off Credit Card Debt in 2025: 3 Expert-Backed Methods
If you’ve resolved to fix your finances in 2025, you might be wondering how to pay off credit card debt. NerdWallet’s Ceri Roberts reveals the top three strategies to clear…
Is it Okay to Give Money as a Gift This Christmas?
Gifting money can be a minefield, but it’s often a better option than socks, scented soaps, or novelty knick-knacks. Whether you’re stuck for gift ideas – or simply don’t know…
Cheap Train Tickets: 15 Ways to Save Money on Rail Fares
Here are several hacks to help you get cheap train tickets plus details of the nine different Railcards offering discounts to children, families, over 60s and students.
Do I Need a Credit Card?
A credit card can be a useful way to borrow, and some cards can save you money when you spend abroad or help you spread the cost of an expensive…
What is Capital Gains Tax?
Capital gains tax (CGT) is a tax charged on the profit gained from the sale of an asset such as stocks or property. Read on to find out how it…
How Do Credit Cards Work? All You Need to Know
A credit card can be a flexible and cost-effective way to borrow money but, before applying for one, it’s important to understand exactly how they work, the costs you could…
How to Apply for a Credit Card
Don’t rush into applying for a credit card. This straightforward guide covers how to apply for a credit card, helps you find the card that’s right for you – and…
Five Cheap or Free Easter Holiday Activities for Families
School holidays can be expensive, but there are plenty of Easter holiday activities that don’t have to cost a fortune – and some of them are completely free. Here are…
Railcard Rage: Are Solo Train Travellers Paying a Financial Penalty?
There are nine different Railcards available, offering discounts to children, families, over 60s and students. But many people who travel alone aren’t eligible for these substantial discounts and must buy…
Can You Apply For A Credit Card With Bad Credit History?
Think carefully before you apply for a credit card with bad credit history. Although you may be eligible for a credit builder card, an unsuccessful application could further damage your…