The latest from Holly
Personal Loan Eligibility: Am I Eligible for a Loan?
It’s important to check your eligibility before applying for a loan to be more confident you will be approved and avoid damaging your credit score.
Pet Owners Avoid the Vet as Household Finances are Squeezed
With household budgets stretched, some pet owners are delaying taking their furry, feathered or scaly friends to the vet to avoid increasingly tough-to-afford bills. We look at the options to…
We Need to Talk about Financial Anxiety
With strains on our finances at every turn, it’s no wonder stress and anxiety is on the rise. Find out how to recognise signs of financial anxiety and practical steps…
Could Trade Credit Insurance Offer a Lifeline to Small Businesses?
Concern about customer insolvency can be a key reason for getting this protection for bad debt, but take up is low for small businesses. Find out how trade credit insurance…
Uncover the Truth Behind Rising Business Insurance Premiums
Rising costs, extreme weather and the effects of the pandemic are just a few reasons why business insurance might be costing you more. But why is some cover, such as…
Feel the Fear and Consider Life Insurance Anyway?
Life insurance can stir up difficult feelings that may even be a barrier to getting cover. Understanding why this decision can be emotionally charged might help you to approach it…
What is Renters Insurance and Who Needs It?
If you are renting your home, insurance for your belongings won’t be covered by your landlord's home insurance. Here’s what contents insurance for renters covers and why it could be…
What is Home Emergency Cover, and is It Worth It?
Home emergency cover helps cover the cost of call-out fees, labour and parts if you need urgent repairs to your property. But what counts as an emergency, and is the…
How to Apply for a Credit Card
Don’t rush into applying for a credit card. This straightforward guide covers how to apply for a credit card, helps you find the card that’s right for you – and…
What Can You Use as Collateral for a Loan?
Collateral loans are secured loans that use an asset as security for the money you borrow. This will typically be your home, but lenders might consider vehicles and other types…
Can You Get Life Insurance with No Medical?
Most people don’t need to have a medical exam to get life insurance. But if the insurer does ask you to have one, it doesn’t necessarily mean you won’t be…
Life Assurance vs Life Insurance: What’s the Difference?
Life assurance is cover that lasts your whole lifetime, while life insurance usually lasts for a specific period of time. Here’s why that difference matters if you’re thinking of putting…
What Are the Different Types of Life Insurance?
Even if you know you want life insurance, working out which type you need – and navigating the jargon – might seem a little daunting. This overview helps explain the…
How Does a Life Insurance Trust Work?
You can put a life insurance policy in a trust, and your insurer might let you set it up for free when you take out a policy. But as it’s…
Can You Have More Than One Life Insurance Policy?
It’s possible to have more than one life insurance policy, so you have the right amount of cover for your circumstances. But should you consider if adjusting your existing policy…