The latest from Holly
Could Trade Credit Insurance Offer a Lifeline to Small Businesses?
Concern about customer insolvency can be a key reason for getting this protection for bad debt, but take up is low for small businesses. Find out how trade credit insurance…
Uncover the Truth Behind Rising Business Insurance Premiums
Rising costs, extreme weather and the effects of the pandemic are just a few reasons why business insurance might be costing you more. But why is some cover, such as…
What is a Credit Broker?
Credit brokers help you find lenders that meet your requirements, matching you with loans you could then apply for. You might have come across a credit broker when searching for…
Feel the Fear and Consider Life Insurance Anyway?
Life insurance can stir up difficult feelings that may even be a barrier to getting cover. Understanding why this decision can be emotionally charged might help you to approach it…
Can I be a Guarantor with Bad Credit?
Your credit history matters if you want to be a guarantor for a loan. We explain what lenders expect, the kind of credit checks they will need to do and…
Home Improvement Loans With Bad Credit
If you’re looking to fund a home renovation but have a bad credit score, a home improvement loan could be an option. However, your credit history will usually affect the…
Can You Get Life Insurance with No Medical?
Most people don’t need to have a medical exam to get life insurance. But if the insurer does ask you to have one, it doesn’t necessarily mean you won’t be…
Life Assurance vs Life Insurance: What’s the Difference?
Life assurance is cover that lasts your whole lifetime, while life insurance usually lasts for a specific period of time. Here’s why that difference matters if you’re thinking of putting…
Alternatives to Bridging Loans
There are a few alternatives to bridging loans that might bridge the gap between buying and selling a property, or act as a stopgap to fund other projects. What you…
Does a Secured Loan Affect Remortgaging?
Having a loan secured against your home doesn’t necessarily mean you can’t remortgage, but it will play a part in the lender’s decision and may limit the options that you…
Is Life Insurance Taxable?
Life insurance is usually paid out tax-free. But depending on how much your estate is worth when you die, and whether or not your policy is in a trust, there…
Can You Have More Than One Life Insurance Policy?
It’s possible to have more than one life insurance policy, so you have the right amount of cover for your circumstances. But should you consider if adjusting your existing policy…
What Are the Different Types of Life Insurance?
Even if you know you want life insurance, working out which type you need – and navigating the jargon – might seem a little daunting. This overview helps explain the…
When Doesn’t Life Insurance Pay Out?
It’s rare for life insurance not to pay out. In the vast majority of cases, insurers pay the lump sum as the policyholder intended. But it’s worth knowing why a…
How Does a Life Insurance Trust Work?
You can put a life insurance policy in a trust, and your insurer might let you set it up for free when you take out a policy. But as it’s…