The latest from Holly
Uncover the Truth Behind Rising Business Insurance Premiums
Rising costs, extreme weather and the effects of the pandemic are just a few reasons why business insurance might be costing you more. But why is some cover, such as…
Feel the Fear and Consider Life Insurance Anyway?
Life insurance can stir up difficult feelings that may even be a barrier to getting cover. Understanding why this decision can be emotionally charged might help you to approach it…
What is Renters Insurance and Who Needs It?
If you are renting your home, insurance for your belongings won’t be covered by your landlord's home insurance. Here’s what contents insurance for renters covers and why it could be…
What is Home Emergency Cover, and is It Worth It?
Home emergency cover helps cover the cost of call-out fees, labour and parts if you need urgent repairs to your property. But what counts as an emergency, and is the…
How to Apply for a Credit Card
Don’t rush into applying for a credit card. This straightforward guide covers how to apply for a credit card, helps you find the card that’s right for you – and…
What Can You Use as Collateral for a Loan?
Collateral loans are secured loans that use an asset as security for the money you borrow. This will typically be your home, but lenders might consider vehicles and other types…
Can You Get Life Insurance with No Medical?
Most people don’t need to have a medical exam to get life insurance. But if the insurer does ask you to have one, it doesn’t necessarily mean you won’t be…
Life Assurance vs Life Insurance: What’s the Difference?
Life assurance is cover that lasts your whole lifetime, while life insurance usually lasts for a specific period of time. Here’s why that difference matters if you’re thinking of putting…
What Are the Different Types of Life Insurance?
Even if you know you want life insurance, working out which type you need – and navigating the jargon – might seem a little daunting. This overview helps explain the…
How Does a Life Insurance Trust Work?
You can put a life insurance policy in a trust, and your insurer might let you set it up for free when you take out a policy. But as it’s…
Is Life Insurance Taxable?
Life insurance is usually paid out tax-free. But depending on how much your estate is worth when you die, and whether or not your policy is in a trust, there…
Can You Have More Than One Life Insurance Policy?
It’s possible to have more than one life insurance policy, so you have the right amount of cover for your circumstances. But should you consider if adjusting your existing policy…
When Doesn’t Life Insurance Pay Out?
It’s rare for life insurance not to pay out. In the vast majority of cases, insurers pay the lump sum as the policyholder intended. But it’s worth knowing why a…
Life Insurance if You Smoke
Smoking doesn’t have to be a barrier to getting life insurance, but it will probably cost you more, because you’re a riskier prospect for insurers. Shopping around can help keep…
How do Limited Company Business Loans Work?
Limited company loans offer a way for businesses to potentially get the funds they need to take their business to the next level. Loans between directors and their business are…