The latest from Holly
Who can be a Guarantor for a Loan?
Virtually anyone can be a guarantor for a loan, as long as they have a good credit history and meet basic criteria. But it’s a big decision, so be clear…
Compare Travel Insurance
Travel insurance helps protect you if things go wrong while you’re away, such as losing your luggage or serious injury. Compare what it will and won’t cover, and what affects…
Compare Pet Insurance
If you have a pet, you might be considering pet insurance. Learn about comparing the different types and find out what it does and doesn’t cover here.
Compare Motorbike Insurance
Compare the features of motorbike insurance and learn how to choose your level of cover.
Mortgage Prisoners: Is There Help to Escape to a Better Rate?
Rule changes in 2019 have allowed some so-called mortgage prisoners to escape, and there may be other switching options to explore. But thousands of others remain trapped unable to move…
10 Lifetime Mortgage Myths Busted
Lifetime mortgages, a type of equity release, have evolved to be a flexible and safe way to access wealth from your property. It’s a major decision that needs lots of…
Can I Use my EHIC After Brexit to Get Healthcare in the EU?
If you’re planning to travel to an EU country for the first time since Brexit, your European Health Insurance Card (EHIC) will still be valid for a temporary stay. But…
Lifetime ISA: Bonus on Savings for a Home or Retirement
If you’re aged 18 to 40, you can open a lifetime ISA (LISA) and earn a 25% annual bonus on up to £4,000 in savings, until you’re 50.
What Is a Beneficiary and Who Can Be One?
A beneficiary is someone, or several people, who you want to leave your financial and physical assets to when you die. Learn more about beneficiaries and how they are different…
What You Need to Know About Power of Attorney
Power of attorney gives legal permission for another person to make decisions about your finances or health if one day you can’t. Learn how it works, and how to produce…
What is a Trust and Why Set One Up?
Trusts can be a useful way to reduce inheritance tax, but they can also protect your assets so they are passed to the people you care about in the way…
What Are Funeral Plans and Are They Worth It?
Arranging and paying for your funeral ahead of time with a funeral plan can reduce the financial impact on your loved ones and take care of the details. Here’s what…
Is a 40-Year Mortgage a Good Idea?
Your monthly repayments will be lower, but you’ll pay more interest over the whole term and take longer to be mortgage-free. Here’s what to consider when deciding how long your…
Consent to Let for Renting Out Your Home
If you want to temporarily rent out your home while you live elsewhere, you’ll need consent to let from your mortgage provider. Here’s how it works and why going ahead…
What are Mortgage Terms and How do They Work?
When you apply for a mortgage, you will agree to a time frame for repaying the loan. This will affect how much you pay each month and over the lifetime…