Jim's picks
Debt Consolidation Loan: What is it and How Does it Work?
Taking out a debt consolidation loan allows you to turn multiple debt payments into one ‘consolidated’ loan and monthly payment. This could save you money, but you need to factor…
Short-Term vs Long-Term Loans
If you are considering taking out a short-term loan, make sure you check whether a longer-term loan might make more sense, or vice-versa. Here, we take a look at both…
Home Improvement Loans: How to Pay for Renovations
A home improvement loan can fund any work you need to carry out on your property, whether you want to increase its value or simply improve your living situation.
The latest from Jim
Home Improvement Loans: How to Pay for Renovations
A home improvement loan can fund any work you need to carry out on your property, whether you want to increase its value or simply improve your living situation.
How Can I Pay Off My Overdraft Quickly?
Discover the ways that you can quickly pay off your overdraft, to help you better manage your short-term borrowing. If you’re finding that you’re dipping into it at the end…
Short-Term vs Long-Term Loans
If you are considering taking out a short-term loan, make sure you check whether a longer-term loan might make more sense, or vice-versa. Here, we take a look at both…
What is Your Debt-to-Income Ratio?
Banks and other lenders use your debt-to-income ratio to evaluate your suitability as a borrower. This means comparing your monthly debt payments to your income before they approve a loan…
Self-Employed Mortgages: How to Get One and What You’ll Need
If you’re self-employed and are planning to get a mortgage, you’ll need your accounts to be in order and you may need to jump through a few extra hoops. Proof…
Essential Things you Need to Know When Choosing a Mortgage
It can be incredibly difficult to choose the right mortgage to suit your needs. From the basics of the loan, to the technical details involved in the process, to the…
Going Self-Employed: What You Need to Know
Making the shift from regular employment and a PAYE salary at the end of every month to working for yourself is a big decision no matter what your circumstances. Here…