John's picks
Mortgage Calculators for UK Borrowers
Use our simple UK mortgage calculators to get an estimate of monthly mortgage repayments, work out how much you could borrow, and see how interest rate changes and overpaying may…
The latest from John
Challenging Reads – Understanding Buy Now, Pay Later T&Cs
NerdWallet has analysed how long it takes to read the Terms & Conditions and privacy policies of popular buy now, pay later apps'. The study revealed it takes an average…
The Lifetime Cost of a Gaming Console
Our study analyses some of the most popular consoles that will cost you most over their lifetime. Whether you are an avid gamer, just starting out, or assessing making that…
What Were the Pros and Cons of the Help to Buy Scheme?
The Help to Buy equity loan scheme helped over 375,000 home buyers on to the property ladder before it ended in March 2023. The scheme was designed to help first-time…
What is a Homeowner Loan?
Homeowner loans are a form of secured loan. Available only to homeowners with equity in their property, these loans are secured against the value of the borrower’s home.
Can I Get a Loan in Retirement?
From weddings to big promotions, there are many milestones in our lives, and retirement is one of them. But, like in your working life, in retirement there comes times when…
How Long Does a Mortgage Offer Last?
The home buying process can take a long time so it’s important to know how long your mortgage offer will last and your options if it’s about to expire.
Should I Pay Off My Student Loan Early?
‘Should I pay off my student loan early?’ This is a question that has passed the lips of pretty much every graduate. Most of us are not sure of the…
Tips for Selling and Buying a Home at the Same Time
Selling your home to move into a new home at the same time can be a challenge. There are a lot of factors to consider: should you sell your home…
Mortgage Declined: What Should My Next Move Be?
Having your mortgage application declined shouldn’t spell the end of your dream to own your own home. There are many reasons why your application could have been turned down, but…
Mortgages for Older Borrowers: How to Get a Mortgage in Later Life
You don’t need to give up on your dreams of securing a mortgage because you’re close to retirement age or you’ve already retired. Some banks lend up to the age…
What Is The Cost Of Owning A Car In The UK?
Are you one of the 65% of Brits who don’t know how much they’re paying to run their car? Our exclusive survey has revealed that it costs an average of…
What is a Buy-to-Let Mortgage?
A buy-to-let mortgage is a mortgage that you would use to buy a property to rent out. Your mortgage repayments should be covered by your rental income, but there are…
Single Person Mortgages: Getting A Mortgage On Your Own
Getting a mortgage on your own is possible if you can show a lender you’d be able to meet your mortgage repayments and your finances allow.
How to defer insurance payments if the COVID-19 pandemic has affected your finances
The FCA have released guidance for insurers to help those whose capacity for payments has been altered by the COVID-19 pandemic.
What Happens if I Can’t Make My Loan Repayment?
Missing a loan repayment can have serious consequences for your credit score and may lead to legal action being taken against you. Today we examine what happens if you’re struggling…