Kristina was a writer at NerdWallet who focused on writing finance content for small businesses, as well as young people and students. A recent graduate trading French for finance, she has previous experience writing for the student newspaper Cherwell and an edtech company.
The latest from Kristina
Considering Closing Your Business Bank Account?
There are several reasons that you may choose to close your business bank account, these include if you have ceased trading or you want to switch accounts. Read on for…
Business Bank Mandate: What You Need to Consider
A bank mandate or account mandate informs the bank who can take financial actions on behalf of the company. Read on to learn more about how a bank mandate works…
What is the Financial Conduct Authority?
The Financial Conduct Authority (FCA) is an independent public body that regulates the financial services and markets in the UK. It aims to protect consumers, maintain the integrity of the…
Self-Assessment Tax Return: Who Has to Complete One?
Self-employed workers, or those with additional income streams, must pay income tax by filing a self-assessment tax return. We explain what self-assessment is, who should pay tax this way, and…
What is IR35 and What are IR35 Rules?
IR35 is legislation designed to ensure that contractors and businesses pay the correct amount of tax. So how do these tax rules work and are you paying the right tax?
Sole Trader vs. Self-Employed: What’s the Difference?
Day to day, there is little distinction between self-employment and being a sole trader. But what is the difference, and how does it impact on you? Let’s look at the…
How to Register a Company Name
If you’re considering starting your own business, you’ll need to choose a company name when you set up a limited company. Below, we look at how to decide on a…
Self-Employed Bank Accounts: Do I Need One?
Are you using a personal account for your self-employed income? You could benefit from a sole trader business account instead. It separates your business and personal finances and could simplify…
Your Small Business Budget in 5 Steps
Budgeting is something of an art form, and it’s absolutely non-negotiable – especially for small businesses. Here we teach you how to create a business budget to manage your business’s…
What is the Difference Between Commercial and Business Banking?
As a business owner, it's likely that you will deal with business banking, so it’s important to understand the various banking terms. Things can get confusing with UK and US…
How to Open a Business Bank Account in the UK
If you run a small business, you need to keep on top of your finances. You may want to open a business bank account. We cover the steps you need…
How Many Business Bank Accounts Should I Have?
Businesses are increasingly curious about finding better ways to manage their finances. Let’s delve into how many bank accounts a business should have.
Best Sole Trader Bank Accounts December 2024
Sole traders can open a business bank account to keep personal and commercial finances separate. Read on to find out about the best sole trader business bank accounts.
How to Choose a Credit Card
Want to get a credit card but don’t know where to start? Read our guide to find out how to choose the credit card that’s right for you.
Do I Need a Business Bank Account?
Using a business bank account is a smart way to keep your finances organised and separate from your personal money. Whether you’re self-employed, in a business partnership or run a…