The latest from Kristina
Gen Z: Time to Tackle your Top Financial Worries
Faced with a precarious future, fighting climate change and rallying for racial equality, Generation Z is a disruptive force in today’s society. These young people long for financial stability in…
5 Tips On How to Afford Maternity or Adoption Leave
You are likely to see a drop in your income when you start receiving maternity or adoption pay. If you are worried about affording time off for your new arrival,…
What is the Difference Between Commercial and Business Banking?
As a business owner, it's likely that you will deal with business banking, so it’s important to understand the various banking terms. Things can get confusing with UK and US…
How Many Business Bank Accounts Should I Have?
Businesses are increasingly curious about finding better ways to manage their finances. Let’s delve into how many bank accounts a business should have.
Self-Assessment Tax Return: Who Has to Complete One?
Self-employed workers, or those with additional income streams, must pay income tax by filing a self-assessment tax return. We explain what self-assessment is, who should pay tax this way, and…
How to Take Card Payments Using Phones, Card Machines, and Virtual Terminals
Taking card payments can seem essential in today’s society. But where do you start? Here, we explain the steps you need to follow to take your first card payments as…
Bank Accounts for Prisoners and People Leaving Prison
Many people that are serving time or have recently been released from prison do not have a bank account. Read on to find out how prisoners and prison leavers can…
What is a Micro Business?
Do you know the definition of a micro business? Your business may be a micro business if you have under 10 employees or a low annual turnover. We explain what…
What is an Employee?
Knowing the people in your business is important. And that includes knowing their employment status. We look at who counts as an employee and consider the legal rights that come…
How to Set Up as a Sole Trader
If you have income from self-employment, you may have to set up as a sole trader. Sole traders have responsibilities including keeping accurate records and managing their accounts. You may…
How to Make Someone Redundant
Making an employee redundant is a difficult decision. Below, we look at the steps you should take when considering redundancy options for your small business.
Gen Z: Can You Trust Financial Influencers for Advice?
Social media influencers use platforms like TikTok and Instagram to promote everything from beauty products to financial services. Their audiences are often young, impressionable and eager for advice on managing…
Do I Need an Accountant for My Small Business?
You may consider getting an accountant for your small business to help file your tax returns, manage your payroll or for more general business advice.
Self-Employed Bank Accounts: Do I Need One?
Are you using a personal account for your self-employed income? You could benefit from a sole trader business account instead. It separates your business and personal finances and could simplify…
Can I Use a Personal Account for my Small Business?
If you're self-employed, you may be wondering whether you need a separate business bank account for your work. Below, we look at when you can and can't use a personal…