Rachel Lacey

The Key Worker Living Programme ended in 2019, but there are a number of other mortgage initiatives available to key workers to help them get on the property ladder.

You may be looking for a specific NHS staff mortgage, and although there isn't an NHS mortgage designed just for NHS workers, some providers offer products that make the path…

Despite there not being a specific teacher mortgage product, some lenders look favourably on the teaching profession and offer flexibility when assessing the affordability of mortgages for teachers. There are…

The minimum income you require for a mortgage will likely depend on how much you need to borrow but there are ways to boost your chances of a successful application.

Securing a mortgage can be hard if you are in non-traditional employment, such as on a fixed-term or zero-hour contract, but some lenders offer a fixed-term employment contract mortgage. Find…

It is possible to get a mortgage on benefits as lenders count multiple sources of income. However, you will need to demonstrate that you can afford the loan repayments. Find…

Getting a mortgage as a student – often called a buy-for-uni mortgage –could be an option iIf you are at university and would prefer not to rent. However, the criteria…

You may wish to use a family buy-to-let mortgage to let a property out to a close relative, but there are still mortgage criteria that need to be met and…

The Teachers’ Pension Scheme is a defined benefit pension scheme that provides teachers with a guaranteed income for life when they retire. Read on to learn how the scheme works…

If you have been mis-sold a pension, advisers could have provided you with incorrect, unsuitable or misleading information regarding the pension you took out. Read on to learn how to…

You can borrow against your current property to buy a new one either through remortgaging or by taking out equity release.

If you have taken out an equity release plan, you might worry that selling your home is not an option. Fortunately, you can still relocate or downsize.

Remortgaging to release equity allows you to raise funds by accessing some of the value that’s built up in your home.

Pension pots and savings accounts both save for the future. Knowing how they compare is key to using each most effectively.

Property is an expensive investment. Pensions are supported by government tax relief, employer contributions and more. Both can help fund your retirement.