Rachel Lacey
Writer
Rachel Lacey is a freelance journalist with 20 years experience. She specialises in personal finance and retirement planning and is passionate about simplifying money matters for all.
The latest from Rachel
Pension or ISA: Which is the Better Investment?
Pensions and ISAs are both tax-efficient ways to save. Knowing how they compare is key to using each most effectively.
What’s the difference between a secured and unsecured debt consolidation loan?
There are two main types of debt consolidation loans: unsecured and secured. Secured loans require collateral, unsecured loans do not. Offering security to the lender typically provides the borrower with…