Rachel Lacey
Writer
Rachel Lacey is a freelance journalist with 20 years experience. She specialises in personal finance and retirement planning and is passionate about simplifying money matters for all.
The latest from Rachel
How to Best Use Your Pension and Savings
Pension pots and savings accounts both save for the future. Knowing how they compare is key to using each most effectively.
What’s the difference between a secured and unsecured debt consolidation loan?
There are two main types of debt consolidation loans: unsecured and secured. Secured loans require collateral, unsecured loans do not. Offering security to the lender typically provides the borrower with…