Rebecca's picks
Car Finance vs Loan: What Should I Choose?
There are lots of ways to pay for a new car and they all work slightly differently. But deciding which is best for you isn’t always easy, so here we…
Budgeting Loans and Budgeting Advances Explained
If you’re claiming certain benefits but need help with covering an essential cost, you might be eligible for either a budgeting loan or a budgeting advance from the Department for…
Paying Off a Loan Early: Is it Worth it?
Paying off a loan early can be a huge weight lifted from your shoulders, but there may be penalty fees and interest charges to pay.
The latest from Rebecca
How to Use a Prepaid Travel Card
A prepaid travel card lets you load money onto it before you set off, and then you use it to pay for things while you're abroad.
Differences Between Debit and Credit Explained
Debit lets you use and access money you already have. Credit lets you borrow money that you'll later pay back.
What You Need to Know About Fixed Rate Cash ISAs
A fixed-rate cash ISA is a tax-free savings account where you are paid a set rate of interest for locking your money away over a fixed period.
Paying Off a Loan Early: Is it Worth it?
Paying off a loan early can be a huge weight lifted from your shoulders, but there may be penalty fees and interest charges to pay.
Loans for People on Disability Benefits
It can be possible to get a loan if you have a disability or long-term illness and are receiving disability benefits, but the interest rates you’re asked to pay might…
Loans for People on Benefits
Loans for people on benefits do exist, but they usually come with far higher interest rates than other types of loans. This makes it important to consider other options, including…
What is the Best Way to Buy a Car?
You can buy a car outright, use finance to pay for it, take out a loan, or even lease one, but the best way to pay for your new set…
How to Apply for a Child Benefit Loan
If you receive child benefit, you may be able to apply for a loan to pay for a one-off cost or something unexpected.
What is Universal Credit and How Can I Apply?
Universal credit is a means-tested benefit for people without an income or on a low income. Read on to learn who is eligible, how much the payment will be and…
Budgeting Loans and Budgeting Advances Explained
If you’re claiming certain benefits but need help with covering an essential cost, you might be eligible for either a budgeting loan or a budgeting advance from the Department for…
Can’t Get a Loan? What to do if Your Application is Refused
While there are many reasons why you may not get a loan, it’s important to understand why you’re being turned down before you make any other credit applications.
Joint Loans: What Are They and How Do They Work?
Joint loans allow two, or occasionally more, people to borrow money together, but each person is fully liable for the debt being repaid. It is important to make sure that…
Tax Services: What You Need to Know About Filing Your Taxes
If you are self-employed, earn income from an additional revenue stream or claim some benefits, then you may need to file your taxes. Read on to understand when the tax…
How Overdrafts Work
An overdraft can be an arranged or unarranged loan you take through your current account when you’re out of money. An annual interest rate will apply when you borrow
What is an Easy Access ISA?
An easy access cash ISA lets you earn interest without paying any tax and you can withdraw the money whenever you need to without penalty.