Rebecca's picks
Car Finance vs Loan: What Should I Choose?
There are lots of ways to pay for a new car and they all work slightly differently. But deciding which is best for you isn’t always easy, so here we…
Budgeting Loans and Budgeting Advances Explained
If you’re claiming certain benefits but need help with covering an essential cost, you might be eligible for either a budgeting loan or a budgeting advance from the Department for…
Paying Off a Loan Early: Is it Worth it?
Paying off a loan early can be a huge weight lifted from your shoulders, but there may be penalty fees and interest charges to pay.
The latest from Rebecca
Cloned Number Plates: What is Car Cloning?
Car cloning, or vehicle identity theft as it’s also known, is an illegal practice whereby a car is given new number plates to replicate a similar car, of the same…
How to Register a Vehicle
Once you have bought a car, you need to register it with the DVLA straightaway. Read on to learn how car registration works, how to register your car and what…
What Is a Mortgage Default and How Does It Affect Your Mortgage?
Mortgage defaults occur when you fail to make a series of repayments on your mortgage. Not only can this have a severe impact on your credit rating and limit your…
Should I Lease or Buy a Car?
Leasing a car can be a flexible way to drive a car and upgrade to different models every few years. However, you won’t ever be the owner of the car,…
Is Car Finance Worth It?
Car finance is a popular way to pay for a new motor, but how do you decide if it is the right decision for you? We look at some points…
Car Finance vs Loan: What Should I Choose?
There are lots of ways to pay for a new car and they all work slightly differently. But deciding which is best for you isn’t always easy, so here we…
What is the Best Way to Buy a Car?
You can buy a car outright, use finance to pay for it, take out a loan, or even lease one, but the best way to pay for your new set…
How to Apply for a Child Benefit Loan
If you receive child benefit, you may be able to apply for a loan to pay for a one-off cost or something unexpected.
Loans for People on Disability Benefits
It can be possible to get a loan if you have a disability or long-term illness and are receiving disability benefits, but the interest rates you’re asked to pay might…
Can I get car finance with an IVA?
An IVA affects your credit score, so it can make it more difficult to get approved for car finance. Find out what impact an IVA could have on your car…
Can I get car finance with a CCJ?
If you have a CCJ, car finance will be harder to find. However, lenders will look at your overall affordability, not just your credit score, and there are specialist options…
Can I get car finance on benefits?
If you’re receiving benefits, this shouldn’t mean you’re not able to access car finance. Lenders will look at your overall income and individual situation to decide whether you can afford…
Budgeting Loans and Budgeting Advances Explained
If you’re claiming certain benefits but need help with covering an essential cost, you might be eligible for either a budgeting loan or a budgeting advance from the Department for…
Paying Off a Loan Early: Is it Worth it?
Paying off a loan early can be a huge weight lifted from your shoulders, but there may be penalty fees and interest charges to pay.
Loans for People on Benefits
Loans for people on benefits do exist, but they usually come with far higher interest rates than other types of loans. This makes it important to consider other options, including…