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Rhiannon Philps

Rhiannon Philps

Lead Writer
Rhiannon has been writing about personal finance for over three years, specialising in energy, motoring, credit cards and lending. After graduating from the University of Cambridge with a degree in History in 2017, she began writing for start-ups on topics ranging from sports to education, before moving into the finance industry.

Rhiannon's picks

Best Personal Loans and Rates for December 2024

If you want to borrow money, it’s useful to compare loans and attempt to find the best personal loan for your situation. We’ve put some of the UK’s lenders through…

Compare Best Secured Loans December 2024

Secured loans allow you to borrow using your home as security or collateral for the loan. Here you can find out more about secured loans, learn whether they may be…

Best Loans for Bad Credit UK – December 2024

The best loans for bad credit usually offer the amount you need at the most competitive interest rate you can get. Compare the best bad credit loans, including their pros…

The latest from Rhiannon

Debt Consolidation Loans: Compare Rates to Combine Debt

Taking out a debt consolidation loan allows you to turn multiple debt payments into one ‘consolidated’ loan and monthly payment. This could save you money, but you need to factor…

Norwich Trust Loans Review: Bad Credit Loans Pros, Cons & Features

Norwich Trust offers unsecured personal loans, but you’ll only be able to apply if you’re a homeowner. Find out more about the features of a Norwich Trust loan to help…

Munzee Loans Review: Bad Credit Loans Pros, Cons & Features

Munzee offers unsecured loans and may accept applications from people with poor credit histories. Find out more about the key features of a Munzee loan.

Living with a Chronic Illness? Find out How to Manage Unexpected Expenses

If you are living with a long-term health condition, you can be particularly vulnerable to any unexpected expenses. We hear from two women about their experiences of claiming benefits and…

Girl Maths – a Fun or Toxic Way to Rethink Your Spending Habits?

Girl maths is the TikTok trend that sees women rationalise their spending habits, sometimes in ways that may seem illogical. But is it as harmful as some critics claim?

Meter Reading Day: Do I Need to Do Anything?

The day before a change in the energy price cap has been dubbed ‘meter reading day’. But, with the price cap falling on 1 October, do you need to worry…

Loans by MAL Loans Review: Bad Credit Loans Pros, Cons & Features

Loans by MAL is an online lender that may consider applications from those with a poor credit history. Find out more about the features of a loan from Loans by…

Abound Loans Review: Bad Credit Loans Pros, Cons & Features

Abound specialises in offering loans to people who may not qualify for standard personal loans. Find out about the features of an Abound loan, as well as its pros and…

Finio Loans Review: Bad Credit Loans Pros, Cons & Features

Finio Loans is a lender that can cater to people with less-than-perfect credit scores. You can borrow between £500 and £5,000. Find out more about the features of a Finio…

118 118 Money Loans Review: Bad Credit Loans Pros, Cons & Features

118 118 Money is a lender that may be able to offer loans to people with less-than-perfect credit histories. Learn more about the features of a loan from 118 118…

HSBC Personal Loans Review: Pros, Cons & Features

HSBC is an established high-street bank that offers a range of products and services to customers, including personal loans. Find out about the features of a loan from HSBC.

How Not to Lend Money to Loved Ones

When a friend or family member is struggling financially, you may be tempted to lend them money. But if things don’t work out it could fundamentally damage your relationship, as…

The Invisible Debt of Borrowing From Friends and Family

Three in five UK adults have asked to borrow money from their friends or family, with more than a third needing it for a bill, a new survey has found.…

This Insulation can Save £400 a Year but do Better Options Exist?

The majority of houses with solid walls aren’t insulated. But with potential savings of £410 a year, why aren’t more of us getting this insulation fitted?

Younger People Fear They’re Losing Control of Their Finances

Surging housing costs amid a cost of living crisis have pushed many young people to feel that they are losing control of their finances.
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