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Rhiannon Philps

Rhiannon Philps

Lead Writer
Rhiannon has been writing about personal finance for over three years, specialising in energy, motoring, credit cards and lending. After graduating from the University of Cambridge with a degree in History in 2017, she began writing for start-ups on topics ranging from sports to education, before moving into the finance industry.

The latest from Rhiannon

What is a Credit Check? Soft vs Hard Checks Explained

When you sign up for anything from a broadband or mobile phone contract to a bank account or mortgage, a credit check allows companies to find out more about how…

Six Tips to Help You Find Your First Office Space

Finding a new office space is an exciting prospect for most businesses but it may feel overwhelming. From researching the perfect location to finding the right type of property, we…

Advantages and Disadvantages of Bank Loans for Small Businesses

Businesses in search of additional finance may consider taking out a bank loan. But what are the advantages and disadvantages of this funding source?

Top UK Small Business & Start Up Business Grants for 2025

Small business grants and start-up business grants can help take your organisation to the next level. Here, we explore the options available for businesses in various sectors across the whole…

What is the Cost of Going Vegan?

Many people regard veganism as an expensive lifestyle choice, but is there any truth in that claim?

Home Improvement Loans: How to Pay for Renovations

A home improvement loan can fund any work you need to carry out on your property, whether you want to increase its value or simply improve your living situation.

Debt and Mental Health: How Mental Health Affects your Finances

Work absenteeism as a result of mental health problems is a massively underrepresented issue which costs both businesses and employees. In this article, we explore the relationship between mental health…

How to Have a Green and Sustainable Christmas

Christmas is known as a time of celebration and indulgence, but that doesn’t mean you can’t have a sustainable and eco-friendly Christmas. From food to presents, find out how you…

The 5 Main Types of Breakdown Cover Explained

There are a number of different types of breakdown cover to choose from. You can find cover tailored to your needs, whether you just want basic assistance in case of…

Top finance blogs

We shortlist a number of UK financial blogs that cover a range of interesting consumer finance topics.

What is a Payday Loan? How Payday Loans Work

Payday loans are short term loans that are typically taken out to cover unexpected, emergency expenses. However, they are an expensive form of borrowing so you should always consider the…

Best Free Business Bank Accounts January 2025

Free business bank accounts are offered by a number of UK business banking providers. However, details can vary greatly between products and providers. Compare the top 10 free business accounts…

What is the Difference Between Personal and Vehicle Breakdown Cover?

Personal breakdown cover applies to an individual, whatever car they use, while vehicle cover applies only to the specified car, or cars, on a policy. They each have their benefits…

What is GAP insurance? And what does it cover?

GAP insurance is an optional cover that can protect you against depreciation if your car is stolen or written off. Find out more about what GAP insurance covers, how it…

Broken Down Car: What Should I Do, What are the Rules?

When your car breaks down, you should pull over on the left of the road, switch on your hazard warning lights, and follow the rules to stay safe until help…
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