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Rhiannon Philps

Rhiannon Philps

Lead Writer
Rhiannon has been writing about personal finance for over three years, specialising in energy, motoring, credit cards and lending. After graduating from the University of Cambridge with a degree in History in 2017, she began writing for start-ups on topics ranging from sports to education, before moving into the finance industry.

The latest from Rhiannon

Credit Card Limits Explained

All credit cards have a credit limit, which sets the maximum amount you can borrow on the card. Find out how credit card limits are calculated and whether you can…

How to Freeze Interest on Your Credit Card

Freezing your credit card interest and charges can help you tackle debt. You’ll continue making payments and be able to clear what you owe more quickly.

Advantages and Disadvantages of Credit Cards

It’s important to know the potential advantages and disadvantages of credit cards before applying for one. Even though credit cards can be useful, there are some risks to be aware…

Loans by MAL Loans: Bad Credit Loans Pros, Cons & Features

Loans by MAL is an online lender that may consider applications from those with a poor credit history. Find out more about the features of a loan from Loans by…

Munzee Loans: Bad Credit Loans Pros, Cons & Features

Munzee offers unsecured loans and may accept applications from people with poor credit histories. Find out more about the key features of a Munzee loan.

118 118 Money Loans: Bad Credit Loans Pros, Cons & Features

118 118 Money is a lender that may be able to offer loans to people with less-than-perfect credit histories. Learn more about the features of a loan from 118 118…

Finio Loans: Bad Credit Loans Pros, Cons & Features

Finio Loans is a lender that can cater to people with less-than-perfect credit scores. You can borrow between £500 and £5,000. Find out more about the features of a Finio…

Norwich Trust Loans: Bad Credit Loans Pros, Cons & Features

Norwich Trust offers unsecured personal loans, but you’ll only be able to apply if you’re a homeowner. Find out more about the pros and cons of a Norwich Trust loan.

Abound Loans: Bad Credit Loans Pros, Cons & Features

Abound specialises in offering loans to people who may not qualify for standard personal loans. Find out about the features of an Abound loan, as well as its pros and…

Lendable Loans: Bad Credit Loans Pros, Cons & Features

Lendable offers unsecured bad credit loans that you can use for a range of purposes. It may consider applicants with less-than-perfect credit scores.

Bamboo Loans: Bad Credit Loans Pros, Cons & Features

Bamboo is a lender that offers unsecured loans, and it may consider applicants with a less-than-perfect credit history. Find out more about a Bamboo loan and some of its pros…

Salad Money Loans: Bad Credit Loans Pros, Cons & Features

Salad Money is a community lender that offers small loans mostly to NHS and public sector workers. It doesn’t run a credit check to decide on your application, but it…

Shawbrook Bank Personal Loans: Pros, Cons & Features

Shawbrook Bank offers unsecured personal loans that you can use for a range of purposes. Find out more about the features of a Shawbrook loan and its pros and cons.

TSB Personal Loans: Pros, Cons & Features

TSB offers unsecured personal loans to existing current account holders and new customers. However, TSB customers can access larger loans and get the money

Halifax Personal Loans: Pros, Cons & Features

Halifax offers personal loans are available whether you have a Halifax account or not, a loan from Halifax can be used for a range of purposes. Find out more here.
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