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Rhiannon Philps

Rhiannon Philps

Lead Writer
Rhiannon has been writing about personal finance for over three years, specialising in energy, motoring, credit cards and lending. After graduating from the University of Cambridge with a degree in History in 2017, she began writing for start-ups on topics ranging from sports to education, before moving into the finance industry.

The latest from Rhiannon

Shawbrook Bank Personal Loans Review: Pros, Cons & Features

Shawbrook Bank offers unsecured personal loans that you can use for a range of purposes. Read on to find out more about the features of a Shawbrook loan and its…

3 Reasons to Cut Up Your Credit Card and 3 Reasons to Keep It

Cancelling your credit card may seem the obvious next step if you’ve managed to pay off your balance in full. But there are several factors you need to consider before…

The Co-operative Bank Business Account Review: Pros, Cons & Features

The Co-operative Bank provides a number of business current account solutions to meet the needs of different business types. Learn about the pros, cons and features of its business account.

Tide Business Account Review: Pros, Cons & Features

Tide offers free and paid business accounts for sole traders and limited companies, as well as small, medium and large companies. Find out how Tide business accounts stand out, and…

Compare GAP Insurance

GAP insurance can come in handy if your vehicle is stolen or written off. There are several types of GAP insurance available, but it typically covers the difference between the…

Cash Stuffing: Does This TikTok Budgeting Tip Really Work?

Many TikTokers have been celebrating the benefits of the cash stuffing budgeting method, but can using physical money really help you to stick to a budget?

Thinking of a Loan? Beware of the Fee Scam that Could Cost You Hundreds of Pounds

With more people turning to borrowing during the cost of living crisis, it’s even more important to be vigilant against loan fee fraud and other types of scams. Find out…

How a Credit Union Helped Make a Christmas Wish Come True

Christmas can put extra pressure on our bank accounts, but a credit union could help you to save up or get an affordable loan. Find out how a credit union…

Stoozing: How to Make Your 0% Credit Card Work Harder

Stoozing is a way of boosting your savings by taking out a 0% interest credit card then earning interest on the money you’ve borrowed for free. It’s a popular money…

Continuous Payment Authority: How it Works

If you have given a company your debit or credit card details to take payment from your account, this is known as a continuous payment authority (CPA).

Can I be a Guarantor with Bad Credit?

Your credit history matters if you want to be a guarantor for a loan. We explain what lenders expect, the kind of credit checks they will need to do and…

Friend or Foe: Could You Spot a Loan Shark?

As the cost of living rises, loan sharks are lurking online and in local communities ready to pounce on people that are under increasing financial strain. But how can you…

What are Pawnbrokers and How do They Work?

Pawnbrokers offer short-term loans secured against the value of an item. The pawnbroker will keep hold of the item until you repay the loan, or sell the item if you…

Entrepreneurs’ Relief: What Is It and How Do I Claim It?

If you are looking to sell your business, or even just part of your company, you should get to grips with Entrepreneurs’ Relief. Now called Business Asset Disposal Relief, it…

Home Improvement Loans With Bad Credit

If you’re looking to fund a home renovation but have a bad credit score, a home improvement loan could be an option. However, your credit history will usually affect the…
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