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Rhiannon Philps

Rhiannon Philps

Lead Writer
Rhiannon has been writing about personal finance for over three years, specialising in energy, motoring, credit cards and lending. After graduating from the University of Cambridge with a degree in History in 2017, she began writing for start-ups on topics ranging from sports to education, before moving into the finance industry.

The latest from Rhiannon

Loan Sharks: How to Spot an Illegal Lender

Loan sharks are illegal lenders who are not authorised or regulated. They may charge high-interest rates and use threats and intimidation towards anyone who borrows from them. Find out how…

Doorstep Loans: How Do They Work?

Doorstep loans, also known as home credit, are emergency short-term loans for small sums of money. They can be an expensive and risky form of borrowing.

What Is Business Interruption Insurance?

Some events are completely out of your control. And that applies just as much to your business as your personal life. But that doesn’t mean you can’t take steps to…

Lending Money to Friends and Family: Is It a Good Idea?

Loans between friends and family can be a quick and easy way to access money, but they aren’t without their complications. If things go wrong, your relationship could suffer, so…

Logbook Loans: Loans Secured on Your Car or Vehicle

Logbook loans provide a way to borrow using your vehicle as security for the loan. You can use the vehicle while repaying the loan, but very high rates of interest…

Can I Sell my House With a Secured Loan on it?

If you want to sell your house with a secured loan on it, you can either pay it off or move it to a new property. This will depend on…

What Can I do if I am Struggling With Secured Debt?

If you are behind on your secured loan repayments, you may be worried about losing your property. But if you get help early on, you may be able to avoid…

How to Pay Off Credit Card Debt

Credit card debt can quickly mount up, leaving you wondering how to pay it off. Read on to learn how you can pay off your credit card debt and the…

How to Get Help With Your Energy Bills

If you’re finding it difficult to pay your energy bills, you may be eligible for government grants or support from your energy supplier. Find out what schemes are available to…

42 Energy Saving Tips: How to Save Energy At Home

Saving energy doesn’t need to be complicated. There are some simple ways you can reduce your energy usage and save money on your energy bills, including using LED bulbs and…

What Should I Do If My Energy Supplier Goes Bust?

You can continue to use gas and electricity even if your energy supplier goes bust. Ofgem will allocate you a new supplier and your account will be transferred. Read on…

Energy Tariffs Explained

There are several different types of energy tariffs available, so it can be hard to know how they all work. Find out whether fixed or variable energy, or another kind…

How Does the Energy Price Cap Work?

The energy price cap is set by energy regulator Ofgem. It doesn’t cap bills but instead limits how much energy providers can charge consumers for the units of energy they…

Should I Take Out a Loan Against My House?

Taking out a loan against property could be an option if you need to borrow a larger sum, perhaps to help pay for home improvements, or are struggling to get…

The Best Cities to Start a Business in Great Britain

Every town and city can offer something different to a business, whether that’s a perfect location, industry expertise and guidance, or financial support. Find out the 10 best cities in…
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