The latest from Rhiannon
How Does Car Finance Affect Your Mortgage?
When looking at your outgoings to determine affordability for a mortgage, lenders will take into account your car finance repayments. Also, because car finance is a type of debt, any…
Types of Car Finance Explained
There are several different types of car finance available which can make it difficult to decide which is the best one for you. From hire purchase to PCP to leasing,…
The Invisible Debt of Borrowing From Friends and Family
Three in five UK adults have asked to borrow money from their friends or family, with more than a third needing it for a bill, a new survey has found.…
What is a Credit Union? Should I Join One?
Credit unions are co-operatives that provide loans and savings accounts to members. Find out how they work and how you can join one.
Credit Union Loans: How Do They Work?
If you need to borrow money, you may consider a credit union loan. You need to join a credit union to apply for a loan, but they could be more…
How Do Credit Cards Work? All You Need to Know
A credit card can be a flexible and cost-effective way to borrow money but, before applying for one, it’s important to understand exactly how they work, the costs you could…
Royal Mail Scam Texts: Fake Delivery Messages Explained
Modern scams come in many forms and can catch out even the most savvy consumers. Scam texts specifically are becoming increasingly sophisticated and tricky to spot. Here, we highlight what…
Continuous Payment Authority: How it Works
If you have given a company your debit or credit card details to take payment from your account, this is known as a continuous payment authority (CPA).
9 Types of Business Loans
‘Business loan’ is a term that covers a wide range of financing options. From secured loans to invoice financing to working capital loans, find out more about the many sources…
What is a Business Loan?
A business loan can be used for a variety of reasons, from buying new equipment to covering temporary cash flow shortages. Learn more about the different types of business loan…
What are Pawnbrokers and How do They Work?
Pawnbrokers offer short-term loans secured against the value of an item. The pawnbroker will keep hold of the item until you repay the loan, or sell the item if you…
Can I be a Guarantor with Bad Credit?
Your credit history matters if you want to be a guarantor for a loan. We explain what lenders expect, the kind of credit checks they will need to do and…
Loan Sharks: How to Spot an Illegal Lender
Loan sharks are illegal lenders who are not authorised or regulated. They may charge high-interest rates and use threats and intimidation towards anyone who borrows from them. Find out how…
Doorstep Loans: How Do They Work?
Doorstep loans, also known as home credit, are emergency short-term loans for small sums of money. They can be an expensive and risky form of borrowing.
Logbook Loans: Loans Secured on Your Car or Vehicle
Logbook loans provide a way to borrow using your vehicle as security for the loan. You can use the vehicle while repaying the loan, but very high rates of interest…