Rhiannon has been writing about personal finance for over three years, specialising in energy, motoring, credit cards and lending. After graduating from the University of Cambridge with a degree in History in 2017, she began writing for start-ups on topics ranging from sports to education, before moving into the finance industry.
The latest from Rhiannon
10 Reasons Why Your Credit Score May Have Gone Down
There are many reasons why your credit score might go down. Some may only cause temporary dips, while others may take longer for your credit score to recover. Find out…
What Are My Rights When I Buy a Used Car?
Thanks to the Consumer Rights Act 2015, everyone has some statutory rights when they buy a used car from a dealer. If your car is faulty, you may be able…
Should I get an extended car warranty?
If you're buying a used car or if your manufacturers warranty has expired, an extended car warranty might be worth considering. Find out the pros and cons of an extended…
What is a car warranty and what does it cover?
A car warranty covers the cost of the repair bill if you need to fix a problem with your car. It will often cover parts including the engine, gearbox, suspension,…
Peer to Peer Lending: What are the Pros and Cons?
Peer-to-peer lending, whereby borrowers and lenders are matched via websites, known as platforms, offers distinct advantages to borrowers and investors. But it’s important to be aware of the risks involved.
Should I Pay Off My Car Finance Early?
Paying off your car finance early could save you money on interest and means you can own your vehicle outright. However, there are some factors you need to consider, including…
What Happens if You Buy a Car With Outstanding Finance?
When you’re looking to buy a car, whether that’s from a dealer or a private seller, you should do a check on the vehicle you want to buy to make…
Should I Part-Exchange My Car on Finance?
When you part-exchange a car on finance, you can trade in your existing car and put its value towards the cost of your new car purchase. Read on to find…
Car Finance vs Loan: What Should I Choose?
There are lots of ways to pay for a new car and they all work slightly differently. But deciding which is best for you isn’t always easy, so here we…
What you need to know about Vehicle Excise Duty
Whether you call it car tax, road tax, or vehicle excise duty, paying tax on your car is a legal requirement, if you want to drive in the UK.
Credit Builder Loans: Are They Worth It?
A credit builder loan helps those with poor credit scores or limited credit history to demonstrate creditworthiness. Borrowers agree to fixed monthly payments, which helps build up their score as…
Loans for Fair Credit: What You Need to Know
If you have a fair or average credit score, you can still access a range of loans and credit options. However, you may find you face higher interest rates than…
Paying Off a Loan Early: Is it Worth it?
Paying off a loan early can be a huge weight lifted from your shoulders, but there may be penalty fees and interest charges to pay.
Can’t Get a Loan? What to do if Your Application is Refused
While there are many reasons why you may not get a loan, it’s important to understand why you’re being turned down before you make any other credit applications.
How to Refinance a Personal Loan
By choosing to refinance a personal loan, you could lower your interest payments and the length of the loan.