The latest from Rhiannon
Should I Take Out a Loan Against My House?
Taking out a loan against property could be an option if you need to borrow a larger sum, perhaps to help pay for home improvements, or are struggling to get…
Secured Loans Explained
When taking out a secured loan, you put forward the equity in your property, or another asset, as security for the loan. This might help you get a loan when…
Does Getting a Loan Affect Your Credit Score?
A personal loan can improve your credit score in the long term as long as you consistently repay the debt on time. Find out more about the different ways that…
Car Finance for Young Drivers and Students
Young drivers, including students and those who are working, may find it more difficult to get car finance because of their limited credit history. However, you can do certain things…
What is a Homeowner Loan?
Homeowner loans are a form of secured loan. Available only to homeowners with equity in their property, these loans are secured against the value of the borrower’s home.
How to Refinance a Personal Loan
By choosing to refinance a personal loan, you could lower your interest payments and the length of the loan.
What Can I Do if I Can’t Afford My Car Finance?
You have more options than you might realise if you’re struggling to pay car finance. What these are depends on your circumstances and the type of car finance agreement you…
What is Breakdown Cover and What Does it Include?
Breakdown cover can act as a safety net in case your car breaks down, whether you’re several hours into a long journey or you’re commuting to work. In this guide…
19 Types of Loans: Which Should You Choose?
Looking to take out a loan but don’t know where to start? Read on to learn more about the different types of loan to consider, depending on how much you…
Credit Builder Loans: Are They Worth It?
A credit builder loan helps those with poor credit scores or limited credit history to demonstrate creditworthiness. Borrowers agree to fixed monthly payments, which helps build up their score as…
Compare Car Finance
Car finance lets you spread the cost of a car, with options including personal loans, hire purchase and PCP. Find out how it works and if it’s right for you.
HP or PCP: What’s the difference?
Hire purchase and personal contract purchase are popular ways of buying a car on finance. With both options you make monthly payments, but is HP or PCP more suitable for…
What is guarantor car finance?
Guarantor car finance is when you take out a loan to buy a car, and a third-party agrees to repay it if you don’t. By reducing risk for the lender,…
What is hire purchase?
When you buy a car through hire purchase, you pay a deposit and then make monthly payments over an agreed term to cover the rest of the cost. Read more…
What is Conditional Sale?
Conditional sale splits the full cost of a car into monthly payments, which you will repay over an agreed term. Unlike other forms of car finance, you will automatically become…