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Rhiannon Philps

Rhiannon Philps

Lead Writer
Rhiannon has been writing about personal finance for over three years, specialising in energy, motoring, credit cards and lending. After graduating from the University of Cambridge with a degree in History in 2017, she began writing for start-ups on topics ranging from sports to education, before moving into the finance industry.

The latest from Rhiannon

Notice of Default: What Is It and What Does It Mean?

If you miss loan repayments, you might receive a notice of default from your lender warning that you have broken your credit agreement. If you can't pay your debt, you…

How Do Credit Cards Work? All You Need to Know

A credit card can be a flexible and cost-effective way to borrow money but, before applying for one, it’s important to understand exactly how they work, the costs you could…

Does GAP Insurance Cover Negative Equity?

GAP insurance covers the negative equity on a car finance deal if you owe more than the car is worth at the time of write-off. However, you may need to…

Broken Down with No Cover? What to Do Next

If you have an emergency breakdown and no cover, you can call a breakdown provider to get cover and immediate assistance, contact a nearby garage, or use an emergency phone…

How to Freeze Interest on Your Credit Card

Freezing your credit card interest and charges can help you tackle debt. You’ll continue making payments and be able to clear what you owe more quickly.

Buying GAP Insurance: Your Essential Guide

You can buy GAP insurance from an online insurer or from a dealership, but there are certain rules about when dealers can sell you a policy. Depending on the policy…

Is GAP Insurance Worth it?

A GAP insurance policy can be a useful product for some drivers, particularly those with brand new cars or cars on finance. However, it may not be necessary for those…

What Are the Main Types of GAP Insurance? Which Type Do You Need?

There are different types of GAP insurance that are suitable for different situations. The best GAP insurance for you will depend on when you buy the policy, how you bought…

Compare Private Pension Providers

Taking the time to compare private pension providers and the different personal pensions they offer can be an important cornerstone of retirement planning.

Compare Best Credit Cards for Bad Credit in the UK

Some lenders offer credit cards for bad credit. These can be a useful way to spread the cost of a large purchase, and may even help you to rebuild your…

Credit Card Minimum Payments Explained

Your minimum credit card payment is a compulsory sum you have to pay to keep to the terms of your credit card agreement. We explain how minimum payments are calculated…

Credit Card Limits Explained

All credit cards have a credit limit, which sets the maximum amount you can borrow on the card. Find out how credit card limits are calculated and whether you can…

28 Top Small Business Apps

The best small business apps offer many helpful tools, but what are some of the most useful apps for businesses and what features do they offer?

What is a Credit Union? Should I Join One?

Credit unions are co-operatives that provide loans and savings accounts to members. Find out how they work and how you can join one.

What is a Homeowner Loan?

Homeowner loans are a form of secured loan. Available only to homeowners with equity in their property, these loans are secured against the value of the borrower’s home.
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