The latest from Rhiannon
Can You Sell a Car With Outstanding Finance?
Whatever finance agreement you are on, you’ll need to pay a settlement figure before you can think about selling your car. Find out what you need to do to sell…
What Happens if You Buy a Car With Outstanding Finance?
When you’re looking to buy a car, whether that’s from a dealer or a private seller, you should do a check on the vehicle you want to buy to make…
Should I Pay Off My Car Finance Early?
Paying off your car finance early could save you money on interest and means you can own your vehicle outright. However, there are some factors you need to consider, including…
Should I Part-Exchange My Car on Finance?
When you part-exchange a car on finance, you can trade in your existing car and put its value towards the cost of your new car purchase. Read on to find…
What is a Second Charge Mortgage?
A second charge mortgage allows homeowners to borrow against the equity in their property while still having an existing mortgage. These mortgages usually have higher interest rates than a standard…
Negative Equity and Car Finance: What is It and When Can It Be a Problem?
If you’re in negative equity on your car finance it means you owe more in repayments to your provider than the current value of the car you’re driving. Negative equity…
42 Energy Saving Tips: How to Save Energy At Home
Saving energy doesn’t need to be complicated. There are some simple ways you can reduce your energy usage and save money on your energy bills, including using LED bulbs and…
What Checks Are Completed When You Take Out Car Finance?
Having all the necessary documents and information available for finance companies to check is an important part of ensuring your car finance application is accepted. Typical car finance checks include…
Notice of Default: What Is It and What Does It Mean?
If you miss loan repayments, you might receive a notice of default from your lender warning that you have broken your credit agreement. If you can't pay your debt, you…
What is personal contract purchase?
Personal contract purchase, or PCP, is a form of car finance that allows you to use a car for an agreed term by making monthly payments. At the end of…
What is Voluntary Termination?
Voluntary termination gives you the right to cancel your car finance contract early, once you have paid at least 50% of the total amount payable on the agreement.
What you need to know about Vehicle Excise Duty
Whether you call it car tax, road tax, or vehicle excise duty, paying tax on your car is a legal requirement, if you want to drive in the UK.
Do I Need Breakdown Cover? Is Breakdown Cover Worth it?
Just because breakdown cover isn’t a legal requirement doesn’t mean it’s an unnecessary expense. Breakdown cover may be worth getting as it ensures you can get help if your car…
What is the Debt Respite Scheme? How to Apply for a Breathing Space
The breathing space, or Debt Respite Scheme, allows people with problem debt to freeze interest and fees on their debt arrears and pause any enforcement action.
Car maintenance checklist: 13 tips to look after your car
Cars need regular care to make sure they perform at their best, particularly if you’re not driving them as often. Disuse can create problems for your vehicle, but with just…