The latest from Rhiannon
The Ultimate Guide to the FIRE Movement
The Financial Independence, Retire Early (FIRE) movement has gained traction over the years as more individuals look to save enough money to be able to take early retirement. But what…
What Checks Are Completed When You Take Out Car Finance?
Having all the necessary documents and information available for finance companies to check is an important part of ensuring your car finance application is accepted. Typical car finance checks include…
HP or PCP: What’s the difference?
Hire purchase and personal contract purchase are popular ways of buying a car on finance. With both options you make monthly payments, but is HP or PCP more suitable for…
Negative Equity and Car Finance: What is It and When Can It Be a Problem?
If you’re in negative equity on your car finance it means you owe more in repayments to your provider than the current value of the car you’re driving. Negative equity…
How Does Car Finance Affect Your Mortgage?
When looking at your outgoings to determine affordability for a mortgage, lenders will take into account your car finance repayments. Also, because car finance is a type of debt, any…
Car Finance for Young Drivers and Students
Young drivers, including students and those who are working, may find it more difficult to get car finance because of their limited credit history. However, you can do certain things…
What is guarantor car finance?
Guarantor car finance is when you take out a loan to buy a car, and a third-party agrees to repay it if you don’t. By reducing risk for the lender,…
What is Voluntary Termination?
Voluntary termination gives you the right to cancel your car finance contract early, once you have paid at least 50% of the total amount payable on the agreement.
Should I Move House or Make Home Improvements?
If your house no longer suits your needs you have two choices: renovate or move. Both of these options can cost a lot of money, so we discuss when you…
What Can I Do if I Can’t Afford My Car Finance?
You have more options than you might realise if you’re struggling to pay car finance. What these are depends on your circumstances and the type of car finance agreement you…
The Ultimate Guide to Moving Out of London Post Lockdown
As the country tries to recover from coronavirus, increasing numbers of buyers and renters are showing interest in moving out of London and other big cities. We look at why…
Secured Loans Explained
When taking out a secured loan, you put forward the equity in your property, or another asset, as security for the loan. This might help you get a loan when…
Types of Car Finance Explained
There are several different types of car finance available which can make it difficult to decide which is the best one for you. From hire purchase to PCP to leasing,…
Can You Sell a Car With Outstanding Finance?
Whatever finance agreement you are on, you’ll need to pay a settlement figure before you can think about selling your car. Find out what you need to do to sell…
How to Get a Loan: Apply for a Loan in 8 Steps
It can be fairly simple and quick to apply for a loan online. Knowing what to expect and being prepared in advance can make the process even smoother. Find out…