The latest from Ruth
Student Bank Accounts: Why They’re Worth Considering
Student bank accounts are designed for university students and typically offer interest-free overdrafts and rewards.
FSCS: How it Protects Your Savings and Investments
The Financial Services Compensation Scheme guarantees that if you have money with a regulated financial firm that goes bust you will get your money back, up to £85,000 per institution.
Easy Access Savings Accounts: How to Choose
Aim to find an instant access account that allows your money to grow and offers a competitive interest rate even after an introductory bonus period.
What is a Building Society?
Building societies are mutual organisations, which means they are owned by their customers. They offer current and savings accounts and mortgages so they can be an alternative option to a…
Debt Management Plans: Here’s What You Need to Know
A debt management plan is an informal agreement between you and your lenders that may help you clear your unsecured debts if you’re unable to pay them. Read on to…
What is a Current Account?
A current account is a type of bank account to help you manage your everyday money and expenses. This can include things like bills, wages, standing orders and direct debits.…
Kids’ Bank Cards: How Do They Work?
There are several types of kids’ bank cards. Debit cards, prepaid cards and simple cash cards for kids all exist, providing you, as a parent, with a variety of options…
What is Money Claim Online?
Money Claim Online is one of the ways you can make a claim for any money you are owed, up to £100,000, and it can often be a cheaper and…
What is the Financial Ombudsman Service?
The Financial Ombudsman Service, also known as the FOS, is an independent organisation that can help you resolve any disputes you may have with a financial company, after unsuccessfully trying…
How to Get Out Of Debt: A Step-By-Step Guide
Worried about how much money you owe? Support is available if you’re finding it increasingly hard to repay your debts. Read on to find out how to get out of…
Regular Savings Accounts: What to Know When Choosing
Opening a regular savings account requires minimum savings each month, and you’re offered a top interest rate in return. Learn what’s required and how to compare the best options.
Help to Save: Accounts for Low-Income Workers
If you claim working tax credit, child tax credit or universal credit, you may be eligible for the Help to Save scheme that pays you a bonus of 50p for…