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Ruth Jackson-Kirby

Ruth Jackson-Kirby

Writer
Ruth is a freelance journalist with 15 years of experience writing for national newspapers, magazines and websites. Specialising in savings, investments, pensions and property.

The latest from Ruth

Credit Card Minimum Payments Explained

Your minimum credit card payment is a compulsory sum you have to pay to keep to the terms of your credit card agreement. We explain how minimum payments are calculated…

Credit Card Limits Explained

All credit cards have a credit limit, which sets the maximum amount you can borrow on the card. Find out how credit card limits are calculated and whether you can…

Credit Card Charges And Fees Demystified

Credit card charges that might show up on your statement include fees from travelling abroad, cash withdrawals, or paying your interest and balance late.

Student Bank Accounts: Why They’re Worth Considering

Student bank accounts are designed for university students and typically offer interest-free overdrafts and rewards.

Kids’ Bank Cards: How Do They Work?

There are several types of kids’ bank cards. Debit cards, prepaid cards and simple cash cards for kids all exist, providing you, as a parent, with a variety of options…

Regular Savings Accounts: What to Know When Choosing

Opening a regular savings account requires minimum savings each month, and you’re offered a top interest rate in return. Learn what’s required and how to compare the best options.

Easy Access Savings Accounts: How to Choose

Aim to find an instant access account that allows your money to grow and offers a competitive interest rate even after an introductory bonus period.

ISA or Savings Account: Which Is Best For Me?

Whether you should open an ISA or a traditional saver mostly depends on how much you want to save and for how long. We explain the differences between them.

Savings Accounts Earn You Interest on Your Money

How much interest you earn depends on the type of savings account, how much you save and how long you are willing to lock your money away.

What is a Credit Union? Should I Join One?

Credit unions are co-operatives that provide loans and savings accounts to members. Find out how they work and how you can join one.

Help to Save: Accounts for Low-Income Workers

If you claim working tax credit, child tax credit or universal credit, you may be eligible for the Help to Save scheme that pays you a bonus of 50p for…

FSCS: How it Protects Your Savings and Investments

The Financial Services Compensation Scheme guarantees that if you have money with a regulated financial firm that goes bust you will get your money back, up to £85,000 per institution.