The latest from Sam
What Credit Score Do I Need For a Loan?
Your credit score is important for lots of reasons, not least because it can help lenders decide whether to approve your loan application. When it comes to the credit score…
Secured vs Unsecured Loan: What’s the Difference?
Secured loans require you to put forward some form of security, or collateral, but unsecured loans don’t need to be backed by any asset. From interest rates to how much…
Personal Loan Eligibility: Am I Eligible for a Loan?
It’s important to check your eligibility before applying for a loan to be more confident you will be approved and avoid damaging your credit score.
Personal Loan Calculator
Use our personal loan calculator to get an estimate of how much you could afford to borrow and what your monthly repayments would be.
Loans for People on Benefits
Loans for people on benefits do exist, but they usually come with far higher interest rates than other types of loans. This makes it important to consider other options, including…
Spring Finance Secured Loan Review: Pros, Cons & Features
Spring Finance is a specialist secured loan provider, offering a maximum loan amount of £300,000. You could choose to repay the loan over a term of between three and 30…
Autumn Budget 2024: What Tax Rises Mean for You
The new Chancellor, Rachel Reeves, has delivered the Autumn Budget, in which she confirmed that tax rises are on the way. Here’s what the Budget means for your money.
What Do the National Insurance Changes Mean For Me?
National Insurance contributions have changed a lot recently. In April 2024, National Insurance was cut for both employees and the self-employed. But in April 2025, National Insurance will increase for…
5 Points You May Have Missed in the Autumn Budget – and What it Means for Your Money
October’s Autumn Budget was the UK’s biggest economic announcement in years. With the Chancellor, Rachel Reeves, plotting £40 billion in tax rises, here are key points you may have missed.
Revealed: The Christmas Money-Saving Tip These Financial Experts All Agree On
Whether it’s buying gifts, splurging in the sales or simply going to social events, the festive season comes with huge pressure to spend money. But as the cost of living…
Fewer Than One in 10 Employees Want a Christmas Party This Year
Employees aren’t excited about Christmas work parties this year, according to a new NerdWallet survey. Find out what they’d prefer instead of a work do.
Autumn Statement 2023: What Can You Expect From the Chancellor This Month?
The cost of living crisis is likely to continue squeezing households this winter, so it’s important that you have clarity on upcoming announcements that could affect the cash in your…
If Bills Are Falling Why Are You Paying £300 Plus Before You Use Any Energy?
While the energy price cap fell on 1 October, reflecting a further decrease in wholesale energy prices, the standing charges that you pay no matter how much energy you use…
Get a Free Credit Report: Equifax vs Experian vs TransUnion
You can get a free credit report from any of the credit reference agencies in the UK – Equifax, Experian and TransUnion.
Does Your Credit Score Matter? How to Use It to Your Advantage
Your credit score can be easily misunderstood, but you shouldn’t ignore it. It can be a useful way to gauge your financial health, helping you unlock cheaper interest rates –…