The latest from Sam
Fewer Than One in 10 Employees Want a Christmas Party This Year
Employees aren’t excited about Christmas work parties this year, according to a new NerdWallet survey. Find out what they’d prefer instead of a work do.
Autumn Statement 2023: What Can You Expect From the Chancellor This Month?
The cost of living crisis is likely to continue squeezing households this winter, so it’s important that you have clarity on upcoming announcements that could affect the cash in your…
If Bills Are Falling Why Are You Paying £300 Plus Before You Use Any Energy?
While the energy price cap fell on 1 October, reflecting a further decrease in wholesale energy prices, the standing charges that you pay no matter how much energy you use…
Get a Free Credit Report: Equifax vs Experian vs TransUnion
You can get a free credit report from any of the credit reference agencies in the UK – Equifax, Experian and TransUnion.
Does Your Credit Score Matter? How to Use It to Your Advantage
Your credit score can be easily misunderstood, but you shouldn’t ignore it. It can be a useful way to gauge your financial health, helping you unlock cheaper interest rates –…
What Is a Good Credit Score and Should You Aim for One?
There isn’t a universal ‘good’ credit score for borrowers to work towards because financial firms and credit reference agencies all calculate it differently.
What is a Bad Credit Score and Can You Fix It?
If you have a bad credit score, it’s more likely that your credit application will be declined, or that you’ll receive a worse interest rate. Find out what counts as…
How to Check My Credit Score: Ways to Check It for Free
If you want to get to grips with your financial fitness then keep on top of your credit score. Checking it before applying for new credit helps you understand how…
How Will the Laws and Policies Announced in the King’s Speech Affect Your Money?
Labour has set out its plans for the year ahead in the King’s Speech. How will the new government’s agenda affect your money?
Now Labour is in Government, What Does it Have Planned for Your Finances?
As the dust settles after the general election, we examine what a Labour government could mean for your money.
Continuous Payment Authority: How it Works
If you have given a company your debit or credit card details to take payment from your account, this is known as a continuous payment authority (CPA).
What Credit Score Do You Need for a Mortgage?
It’s important to look at your credit score before applying for a mortgage because it can give you an idea of how a lender will view your application.
What is ClearScore? How to Get Your Credit Score and Report
ClearScore is a financial technology company that can give its users free access to their credit score and makes its money by matching users with loans and credit cards.
What is Equifax? How to Get Your Credit Score and Credit Report
Equifax is a global credit reference agency operating in the UK. You can access your Equifax credit report for free by signing up for a myEquifax account.
What is Experian? How to Get Your Credit Score and Credit Report
Experian is a multinational credit reference agency that UK customers can use to access a free credit score and statutory credit report.