The latest from Sam
What is a Payday Loan? How Payday Loans Work
Payday loans are short term loans that are typically taken out to cover unexpected, emergency expenses. However, they are an expensive form of borrowing so you should always consider the…
How Much Can You Put in an ISA Using Your Annual Allowance?
When it comes to how much you can put in an ISA each year, you can save up to your annual ISA allowance. However some accounts, such as the Lifetime…
Why Do I Have No Credit Score?
There can be many reasons why you don’t have a credit score. Here’s what you can do if you have no credit score and how you can start building a…
Here’s How an Overdraft Can Affect Your Credit Score
You’re borrowing money from your bank when you go into your overdraft. This makes an overdraft a type of credit and it can affect your credit score positively or negatively…
What is an ISA? How Individual Savings Accounts Work
An individual savings account (ISA) is a type of savings or investment account that shields your money from tax. You can save tax-free up to the annual ISA allowance.
No Credit Check Loans: Can I Get One?
It’s unlikely that you’ll be able to get a loan with no credit check from a regulated lender, and the Financial Conduct Authority (FCA) has told lenders to stop advertising…
What Affects Your Credit Score? How You Can Boost or Harm Your Score
Knowing what affects your credit score can help you to improve your credit rating and avoid harming it, making it easier to borrow money in the future.
What is an Easy Access ISA?
An easy access cash ISA lets you earn interest without paying any tax and you can withdraw the money whenever you need to without penalty.
Cash ISAs: Your Guide to Getting Started
Cash ISAs are a simple and accessible way to save money. Read on to find out which cash ISA could suit you best.
Short Term Loans for Bad Credit: Should I Get One?
You may be able to find short term loans for bad credit, but they can be an expensive form of borrowing. It’s important to think carefully about whether a short…
What is a Credit Broker?
Credit brokers help you find lenders that meet your requirements, matching you with loans you could then apply for. You might have come across a credit broker when searching for…
How Important is Your Credit Score? How Credit Scores Work
Credit scores help you understand your creditworthiness, letting you judge the likelihood of being accepted for financial products such as mortgages, credit cards and loans.
Loans with a Guarantor: How Do Guarantor Loans Work?
A guarantor loan may help improve your chances of borrowing, but you and the guarantor should be clear about the risks involved. Here we look at how guarantor loans work,…
Emergency Loans, Grants and Other Support if You Need Money Urgently
Emergency loans can help when you’re faced with an urgent, unexpected expense. But they are usually expensive, and it’s best to look into alternatives first.
Spring Budget 2024: How 6 Key Changes Could Affect You
With important announcements on National Insurance, child benefit and ISAs, the Spring Budget 2024 has the potential to affect us all.