The latest from Sam
What Credit Score Do I Need For a Loan?
Your credit score is important for lots of reasons, not least because it can help lenders decide whether to approve your loan application. When it comes to the credit score…
Loans for People on Benefits
Loans for people on benefits do exist, but they usually come with far higher interest rates than other types of loans. This makes it important to consider other options, including…
Employee Loans: How to Get a Loan at Work
Employers can offer loans to their employees in a few different ways. Employee loans can come directly from your place of work or a third party.
What is an Easy Access ISA?
An easy access cash ISA lets you earn interest without paying any tax and you can withdraw the money whenever you need to without penalty.
What is an ISA? How Individual Savings Accounts Work
An individual savings account (ISA) is a type of savings or investment account that shields your money from tax. You can save tax-free up to the annual ISA allowance.
Cash ISAs: Your Guide to Getting Started
Cash ISAs are a simple and accessible way to save money. Read on to find out which cash ISA could suit you best.
How Much Can You Put in an ISA Using Your Annual Allowance?
When it comes to how much you can put in an ISA each year, you can save up to your annual ISA allowance. However some accounts, such as the Lifetime…
How to Check My Credit Score: Ways to Check It for Free
If you want to get to grips with your financial fitness then keep on top of your credit score. Checking it before applying for new credit helps you understand how…
What Is a Good Credit Score and Should You Aim for One?
There isn’t a universal ‘good’ credit score for borrowers to work towards because financial firms and credit reference agencies all calculate it differently.
How to Improve Your Credit Score: Tips, Myths and Traps to Avoid
Improving your credit score can give you access to more affordable ways to borrow money.
Loans with a Guarantor: How Do Guarantor Loans Work?
A guarantor loan may help improve your chances of borrowing, but you and the guarantor should be clear about the risks involved. Here we look at how guarantor loans work,…
How to Get a Loan: Apply for a Loan in 8 Steps
It can be fairly simple and quick to apply for a loan online. Knowing what to expect and being prepared in advance can make the process even smoother. Find out…
What is a Payday Loan? How Payday Loans Work
Payday loans are short term loans that are typically taken out to cover unexpected, emergency expenses. However, they are an expensive form of borrowing so you should always consider the…
Secured vs Unsecured Loan: What’s the Difference?
Secured loans require you to put forward some form of security, or collateral, but unsecured loans don’t need to be backed by any asset. From interest rates to how much…
What is APR (Annual Percentage Rate)? How APR Works
APR is a fundamental concept to get to grips with when it comes to borrowing money. But what is APR exactly? Find out how an annual percentage rate works and…