Spencer Tierney
Senior Writer
Spencer Tierney is an expert on certificates of deposit at NerdWallet. His work has been featured by USA Today and the Los Angeles Times.
The latest from Spencer
4 Ways to Earn More Interest on Your Money
Reap a higher return by stashing your cash in a higher interest savings account, stocks and shares ISA or a credit union.
How to open a bank account online
Have your contact info and proof of identity ready and be prepared to put money into your new account straight away.