Tim's picks
Current Mortgage Rates UK 2025
Mortgage rates and deals are constantly changing. That’s why it’s important to keep track of current mortgage rates and compare mortgages before getting a new deal. Whether you’re a first-time…
Compare Best Secured Loans 2025
Secured loans allow you to borrow using your home as security or collateral. Use our star ratings to help compare some of the best secured loans and lenders in the…
Best Mortgage Lenders 2025
Finding the best mortgage lender and deal for you is essential. Of course, the mortgage rate you can get is important. But making sure a lender offers the type of…
The latest from Tim
Current Mortgage Rates UK 2025
Mortgage rates and deals are constantly changing. That’s why it’s important to keep track of current mortgage rates and compare mortgages before getting a new deal. Whether you’re a first-time…
How Much is Stamp Duty?
How much stamp duty you pay as a homebuyer depends on many factors, including the property value and whether you already own a home.
What is a Pension and How do Pensions Work?
A pension provides a way to save during your working life that can then deliver an income when it’s time for you to retire. There are tax efficiencies and requirements…
What is Pension Tax Relief? How Tax Relief on Pension Contributions Works
Pension tax relief is a government top-up to your pension contributions that aims to encourage people to save for their retirement. The amount of tax relief you can claim will…
Pension Contributions and the Annual Allowance Explained
Pension contributions are the payments that you, your employer, and the government make into a pension, but there are caps and other considerations to bear in mind.
Stakeholder Pensions Explained
Stakeholder pensions are flexible pension schemes designed to provide a way for anyone to save for their retirement. All stakeholder pension schemes must have certain features, including low minimum contribution…
Personal Pensions: What are They and How do They Work?
A personal pension is a private pension that you can set up for yourself, outside any workplace scheme. Open a personal pension plan and your contributions could be boosted by…
Compare Private Pension Providers
Taking the time to compare private pension providers and the different personal pensions they offer can be an important cornerstone of retirement planning.
What is the State Pension and How Much Will I Get?
The State Pension is a regular payment from the Government to support you in retirement. But how much you get and when you will be able to claim it can…
How to Defer Your Pension
If you are not ready to retire, want to build more retirement savings, or simply don’t need to claim your pension yet, you may want to defer taking your pension.…
QROPS Explained: Transferring a Pension Overseas
A qualifying recognised overseas pension scheme – or QROPS – is a pension scheme based in another country that might prove a suitable destination if you wanted to transfer your…
AVC Pensions: How Additional Voluntary Contributions Work
An AVC pension scheme could prove useful if you want to supplement payments you make into a workplace pension. AVC pensions allow flexibility when it comes to managing contributions and…
Triple Lock Pension: How Much Will My State Pension Rise?
The triple lock protects the income that retirees receive through the state pension from inflation. Usually payments increase in line with the highest of either earnings, Consumer Prices Index inflation,…
SERPS Pension Explained
If you contributed towards a SERPS pension between 1978 and 2002, you might be due a top up to your state pension. Alternatively, you may have contracted out of SERPS,…
Buy-to-Let Mortgage Calculator
Our easy-to-use buy-to-let mortgage calculators give you an idea how much you may be allowed to borrow and the rental income needed to cover your mortgage repayments.