The latest from Tim
Stamp Duty Explained: How Much is it, Who Pays & When?
Stamp duty is a tax you may need to pay when buying property or land in England and Northern Ireland. Whether stamp duty is payable, and how much, mainly depends…
What is a Tracker Mortgage & Is it a Good Idea?
A tracker mortgage is where the interest rate you pay tracks another rate. Usually this will be the Bank of England base rate, though the rate you pay on a…
What is a Joint Mortgage?
Joint mortgages are often taken out with a partner, but can also be taken out with friends and family. A parent may take out a joint mortgage with their child…
Should You Remortgage with the Same Lender or Switch?
Remortgaging with your current lender can be easier and quicker than changing mortgage providers, but a different lender may offer better remortgage deals.
Fixed-Rate Mortgages: Peace of Mind Over Your Repayments
With a fixed-rate mortgage your interest rate, and therefore your monthly repayments, will stay the same for the duration of the period you’ve chosen to fix. Most fixed-rate mortgages are…
What Credit Score Do You Need for a Mortgage?
It’s important to look at your credit score before applying for a mortgage because it can give you an idea of how a lender will view your application.
Notice of Default: What Is It and What Should You Do?
You might receive a notice of default from your lender if you miss loan repayments. If you can't pay your debt, you risk defaulting on your loan.
Credit Builder Loans: Are They Worth It?
A credit builder loan could help improve your credit score by showing lenders your reliability as a borrower.
What is a Credit Broker?
Credit brokers help you find lenders that meet your requirements, matching you with loans you could then apply for. You might have come across a credit broker when searching for…
What Credit Score Do I Need For a Loan?
Your credit score is important for lots of reasons, not least because it can help lenders decide whether to approve your loan application. When it comes to the credit score…
Secured vs Unsecured Loan: What’s the Difference?
Secured loans require you to put forward some form of security, or collateral, but unsecured loans don’t need to be backed by any asset.
Santander Personal Loans: Pros, Cons & Features
New and existing customers can apply for a Santander personal loan. Find out the key features of a Santander loan and see how it compares to other lenders.
How to Get a Loan
It can be fairly simple and quick to apply for a loan online. Knowing what to expect and being prepared in advance can make the process even smoother. Find out…
Paying Off a Loan Early: Is it Worth it?
Paying off a loan early can be a huge weight lifted from your shoulders, but there may be penalty fees and interest charges to pay.
Evlo: Bad Credit Loans Pros, Cons & Features
Evlo offers loans to people who may struggle to get credit from a standard lender. Learn more about getting a loan from Evlo, including pros and cons.