The latest from Tim
Mini Budget 2022: How Will it and the Reversals Affect You?
The mini-budget 2022 turned out to be anything but small, and some policy reversals have since occured. Stamp duty cuts and National Insurance are now some of the last policies…
9 New Year Money Resolutions for 2023
Setting yourself some new year financial resolutions is a great way to take control of your finances and make your money work harder for you. Searching out the highest savings…
More Mortgage Rate Cuts Expected as Lenders Weigh Up Competition
Further mortgage rate cuts could be on the way as lenders look to compete for borrowers. Our latest mortgage rate predictions and base rate forecast dig deeper.
What are Interest Only Mortgages?
With an interest only mortgage you’ll only pay off the mortgage interest each month, but none of the original loan. Learn more about how these mortgages work, their pros and…
Is it Better to Rent or Buy?
Both renting and buying a home have pros and cons. The right option for you will depend on your circumstances and financial goals.
How Long Does a Mortgage Offer Last?
The home buying process can take a long time so it’s important to know how long your mortgage offer will last and your options if it’s about to expire.
Can You Get a Bridging Loan With Bad Credit?
It might be possible to get a bridging loan with bad credit if you have a strong exit strategy for repaying the loan and can offer the lender the security…
Should I Take Out a Loan Against My House?
Taking out a loan against property could be an option if you need to borrow a larger sum, perhaps to help pay for home improvements, or are struggling to get…
Alternatives to Bridging Loans
There are a few alternatives to bridging loans that might bridge the gap between buying and selling a property, or act as a stopgap to fund other projects. What you…
Secured Loans Explained
When taking out a secured loan, you put forward the equity in your property, or another asset, as security for the loan. This might help you get a loan when…
Should I Get an Interest Only or Repayment Mortgage?
There are two main ways of repaying a mortgage. With an interest only mortgage, your monthly payments only cover the interest charged on your loan. With a repayment mortgage, your…
Second Charge Mortgages
A second charge mortgage provides a way for homeowners who still have an existing mortgage to take out another loan against the equity that they have in their property.
Spring Budget 2024: How 6 Key Changes Could Affect You
With important announcements on National Insurance, child benefit and ISAs, the Spring Budget 2024 has the potential to affect us all.
What Will 2024 Have in Store for Renters and Landlords?
Rental market predictions by industry experts suggest tenants will face more rent increases and property shortages this year.
Mortgage Rates Predicted to Fall After Inflation Drop
The base rate is forecasted to fall in the summer and there are hopes that mortgage rate cuts may be about to resume. Here are our latest mortgage rate predictions.