The latest from Tim
Secured Loans Explained
When taking out a secured loan, you put forward the equity in your property, or another asset, as security for the loan. This might help you get a loan when…
What is Stamp Duty, Who Pays it & When?
Stamp duty is a tax you may need to pay when buying property or land in England and Northern Ireland. Whether stamp duty is payable, and how much, mainly depends…
What is a Buy-to-Let Mortgage?
A buy-to-let mortgage is a mortgage that you would use to buy a property to rent out. Your mortgage repayments should be covered by your rental income, but there are…
Single Person Mortgages: Getting A Mortgage On Your Own
Getting a mortgage on your own is possible if you can show a lender you’d be able to meet your mortgage repayments and your finances allow.
Should you pay off your mortgage early? Here’s 6 ways to make it happen
Most homeowners would like to pay off their mortgage early, but is it always the right thing to do? Here's how to find out if you should overpay, along with…
Self-Build Mortgages: Getting A Mortgage to Build a House
A self-build mortgage is the type of mortgage you need to build a house. By paying out the funds in stages, self-build mortgages in the UK aim to make sure…
Section 21 Notice: No Fault Evictions
A section 21 notice can be issued by private landlords in England if they wish to evict tenants from a property without having to give a reason why. The government…
Second Charge Mortgages
A second charge mortgage provides a way for homeowners who still have an existing mortgage to take out another loan against the equity that they have in their property.
No Deposit Mortgages: Getting a 100% Mortgage Without a Deposit in the UK
A no deposit mortgage may be an option if you’re struggling to raise the deposit for a home, though you’ll probably need a family member or friend to be your…
How Much Deposit Do You Need for a Mortgage?
A deposit of 5% is usually the minimum needed to get a mortgage to buy a home, but saving a larger deposit can help you secure a lower mortgage rate.
Overpaying Your Mortgage: Is it Worth it?
Making mortgage overpayments can help you save money in interest and clear your mortgage sooner. But first you should check if there are limits and charges on how much you…
Self-Employed Mortgages: How to Get One and What You’ll Need
If you’re self-employed and are planning to get a mortgage, you’ll need your accounts to be in order and you may need to jump through a few extra hoops. Proof…
What are Early Repayment Charges and How to Avoid Them
You may have to pay an early repayment charge (ERC) if you pay off your mortgage early or overpay by more than is allowed. The charges can be hefty, but…
Compare Unsecured Business Loans
Unsecured loans are a popular option for business borrowers. Read on below for our guide on how to compare unsecured business loans.
Compare Home Insurance
Home insurance can offer financial protection if your home and belongings are damaged or lost due to a flood, fire, theft, or other events. To protect your property, it’s essential…