The latest from Tim
Are Bridging Loans Regulated?
Bridging loans can be regulated or unregulated, depending on the type of property you need the loan for. A regulated bridging loan is required if you’re borrowing against a residential…
Remortgage Costs and Fees Explained
Remortgage costs are the fees that you may have to pay when switching from your current mortgage to a new deal. These could include arrangement fees, booking fees, legal fees…
Rent to Buy: What is the Scheme and How Does it Work?
The government’s Rent to Buy scheme provides would-be homeowners with a way to bridge the gap between renting a property and owning one.
Mortgage Declined: What Should My Next Move Be?
Having your mortgage application declined shouldn’t spell the end of your dream to own your own home. There are many reasons why your application could have been turned down, but…
Equity Release or Remortgage: Which is Right For You?
If you’re an older homeowner who wants to unlock the equity in your home, equity release or remortgaging could both be explored.
Transferring Property Ownership From Parent to Your Child
Parents can transfer ownership of a property to their child in the form of a gift or by transferring equity in the property, but it’s important to be aware of…
Mortgage Rate Uncertainty as Base Rate Forecasts Slip to September
Off-target inflation figures mean investors now think the first base rate cut is most likely in September. Here is our new mortgage rate forecast based on this latest development.
Mortgage Rates Begin to Rise as Base Rate Delay Predicted
Higher mortgage rates could be on the way as market expectations realign to the first base rate cut coming in August. Here is our latest mortgage rate forecast.
First Homes Scheme: Discounts for First-Time Buyers
The government First Homes scheme aims to help local first-time buyers and key workers get on the property ladder. If you’re eligible, you may be able to buy a new-build…
What’s the Difference Between Freehold and Leasehold?
Most home buyers in the UK have two main options when it comes to property ownership: it will usually be offered freehold or leasehold. With freehold, you will own the…
Bridging Loan Criteria: Are You Eligible for Bridging Finance?
Each lender will have its own individual bridging loan eligibility criteria and requirements that must be met if you’re to successfully apply for bridging finance. The security you’re offering and…