Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
The latest from Tim
Compare Home Insurance
Home insurance can offer financial protection if your home and belongings are damaged or lost due to a flood, fire, theft, or other events. To protect your property, it’s essential…
How Much Can I Borrow for a Mortgage?
Get an estimate of how much you could borrow for a mortgage using our mortgage borrowing calculator.
Mortgage Rate Cuts Could Stall as Base Rate Expectations Reined in
With fewer base rate cuts expected in 2025, the recent run of mortgage rate cuts could falter. Here’s our latest mortgage and base rate predictions.
7 Money Boosting Tips For 2025
Financial resolutions for the New Year are the perfect way to make sure your money is working as hard as it can for you. Side hustles, switching savings and shopping…
Buy-to-Let Mortgage Calculator
Our easy-to-use buy-to-let mortgage calculators give you an idea how much you may be allowed to borrow and the rental income needed to cover your mortgage repayments.
Mortgage Calculators for UK Borrowers
Use our simple UK mortgage calculators to get an estimate of monthly mortgage repayments, work out how much you could borrow, and see how interest rate changes and overpaying may…
Mortgage Interest Rate Calculator
Our mortgage interest rate calculator estimates how much your repayments could change if interest rates rise or fall. It also allows you to compare different mortgage rates and terms.
What is a Standard Variable Rate Mortgage?
A standard variable rate, or SVR, is an interest rate set by your mortgage lender that you may be moved onto once your fixed, tracker or discount rate mortgage deal…
How Much House Can I Afford? UK Mortgage Affordability Calculator
Get an estimate of how much house you can afford using our simple mortgage affordability calculator.
What are Early Repayment Charges and How to Avoid Them
You may have to pay an early repayment charge (ERC) if you pay off your mortgage early or overpay by more than is allowed. The charges can be hefty, but…
How to Remortgage to Consolidate Debt
Remortgaging to consolidate debt involves borrowing more on your mortgage to pay off other debts. This can make it easier to manage debt and could help lower your combined monthly…
How to Remortgage to Release Equity
Remortgaging to release equity allows you to raise funds by accessing some of the value that’s built up in your home.
First-time Buyer Stamp Duty Relief Explained
As a first-time buyer you only need to pay stamp duty if the property you’re buying costs over £425,000. Even if it costs more, first-time buyer stamp duty relief means…
Compare Life Insurance
Life insurance can give you peace of mind that your loved ones will be protected financially if you pass away while cover is in place. Whether that’s through paying off…
Stamp Duty Calculator: How Much SDLT Will I Pay?
Our stamp duty calculator can help you work out how much stamp duty you might need to pay when buying a home or land in the UK.