Resume
Education
- BA (Hons) Industrial Economics, University of Nottingham
Previous Experience
- Finance Editor, Future
- Associate Editor, Moneyfacts
Tim is a lead writer at NerdWallet and holds the Chartered Insurance Institute (CII) Level 3 Certificate in Mortgage Advice. He has over 20 years’ experience writing about almost all aspects of personal finance. During his career at Moneyfacts, Virgin Money and Future, Tim has shared his high-level technical understanding of financial products and regulation with both consumer and IFA audiences.
The latest from Tim
Mortgage Repayment Calculator
A mortgage repayment calculator estimates how much your monthly mortgage repayments may be. Use our calculator to work out how much your mortgage may cost each month.
What Negative Equity Means & What You Can Do
Negative equity means the value of your home is less than the amount you still owe on your mortgage. While this can make it difficult to remortgage or move house,…
Should you pay off your mortgage early? Here’s 6 ways to make it happen
Most homeowners would like to pay off their mortgage early, but is it always the right thing to do? Here's how to find out if you should overpay, along with…
What Were the Pros and Cons of the Help to Buy Scheme?
The Help to Buy equity loan scheme helped over 375,000 home buyers on to the property ladder before it ended in March 2023. The scheme was designed to help first-time…
What is a Remortgage & How Does Remortgaging Work?
Remortgaging involves changing your existing mortgage for a new deal, either with a different lender or your current one.
Porting a Mortgage Explained
Porting a mortgage is when you transfer your existing mortgage deal when you move to a new home, instead of taking out a new mortgage. Here’s how mortgage porting works…
Mortgage Overpayment Calculator
Use our mortgage overpayment calculator to work out the savings you could make by overpaying and how much faster your mortgage could be paid off.
Mortgage Guarantee Scheme: What is it, and do you Need to Apply?
The government’s mortgage guarantee scheme aims to ensure mortgages are available to buyers with a 5% deposit. The 95% mortgage scheme is due to run until the end of June…
Mortgage Advice: Do I Need a Mortgage Broker?
The job of a mortgage adviser or broker is to help you find the best mortgage for your circumstances and needs. They may also apply for the mortgage and take…
Land Mortgages: How to Get a Mortgage for Land
A land mortgage can help you secure the plot of land you want, whether it’s for a self-build project, commercial development, or an agricultural mortgage for farmland. Find out more…
Islamic Mortgages: Getting a Halal Mortgage in the UK
An Islamic or halal mortgage doesn’t charge interest, allowing Muslims and others a Sharia-compliant way of raising finance to buy a property. While often referred to as Islamic mortgages, they…
How to Remortgage to Pay for Home Improvements
Remortgaging to pay for home improvements or an extension may be an option if you have sufficient equity in your property and can prove to your lender a larger mortgage…
How to Release Equity to Buy A Second Home
You can borrow against your current property to buy a new one either through remortgaging or by taking out equity release.
Higher Mortgage Interest Rates: What Can You Do?
Mortgage interest rates have been rising and hundreds of deals have disappeared since the mini-budget. So what can existing mortgage borrowers and those hoping to get on the property ladder…
Guarantor Mortgages: What Are They and How Do They Work?
A guarantor mortgage could be an option if your income, small deposit, or bad credit means you’re finding it difficult to get a mortgage on your own. Your mortgage guarantor…