The latest from Tim
Tesco Bank Loan: Pros, Cons & Features
A Tesco Bank personal loan can be used for a variety of reasons and Clubcard holders could get access to cheaper loan rates. Read our Tesco Bank loan review.
Compare Home Insurance
Home insurance can offer financial protection if your home and belongings are damaged or lost due to a flood, fire, theft, or other events. To protect your property, it’s essential…
Mortgage Rate Cuts Could Stall as Base Rate Expectations Reined in
With fewer base rate cuts expected in 2025, the recent run of mortgage rate cuts could falter. Here’s our latest mortgage and base rate predictions.
7 Money Boosting Tips For 2025
Financial resolutions for the New Year are the perfect way to make sure your money is working as hard as it can for you. Side hustles, switching savings and shopping…
What is a Standard Variable Rate Mortgage?
A standard variable rate, or SVR, is an interest rate set by your mortgage lender that you may be moved onto once your fixed, tracker or discount rate mortgage deal…
What are Early Repayment Charges and How to Avoid Them
You may have to pay an early repayment charge (ERC) if you pay off your mortgage early or overpay by more than is allowed. The charges can be hefty, but…
How to Remortgage to Consolidate Debt
Remortgaging to consolidate debt involves borrowing more on your mortgage to pay off other debts. This can make it easier to manage debt and could help lower your combined monthly…
How to Remortgage to Release Equity
Remortgaging to release equity allows you to raise funds by accessing some of the value that’s built up in your home.
Compare Life Insurance
Life insurance can give you peace of mind that your loved ones will be protected financially if you pass away while cover is in place. Whether that’s through paying off…
What Negative Equity Means & What You Can Do
Negative equity means the value of your home is less than the amount you still owe on your mortgage. While this can make it difficult to remortgage or move house,…
Should you pay off your mortgage early? Here’s 6 ways to make it happen
Most homeowners would like to pay off their mortgage early, but is it always the right thing to do? Here's how to find out if you should overpay, along with…
What Were the Pros and Cons of the Help to Buy Scheme?
The Help to Buy equity loan scheme helped over 375,000 home buyers on to the property ladder before it ended in March 2023. The scheme was designed to help first-time…
What is a Remortgage & How Does Remortgaging Work?
Remortgaging involves changing your existing mortgage for a new deal, either with a different lender or your current one.
Porting a Mortgage Explained
Porting a mortgage is when you transfer your existing mortgage deal when you move to a new home, instead of taking out a new mortgage. Here’s how mortgage porting works…
Mortgage Guarantee Scheme: What is it, and do you Need to Apply?
The government’s mortgage guarantee scheme aims to ensure mortgages are available to buyers with a 5% deposit. The 95% mortgage scheme is due to run until the end of June…